Bank of the West Payday Loans Review - Long Beach, California

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3.6 16 reviews

Organization owner?

496 Long Beach Blvd, Long Beach, CA 90802, USA

+1 (562) 432-0730

www.bankofthewest.com

Tuesday

9:30AM–4PM

Wednesday

9:30AM–4PM

Thursday

9:30AM–4PM

Friday

9:30AM–4PM

Saturday

9AM–12PM

Sunday

Closed

Monday

9:30AM–4PM

Domain Info

Mailing Address

13505 California St

Omaha

68154-5247

United States

Company Name

knudsen, karla

Bank of the West - (Josh Reniker)

Contact Data

registrar@bankofthewest.com

+1.4029185727

Testimonials

What people think about Bank of the West?

Below you get acquainted with some of the testimonials of our customers.

Note

Pay Attention

Above there is information about a definite loan provider. Below you can review common characteristics of payday loans.

Payday Loans in Long Beach, New York

Payday loans are short-term loans originally created to tide people over until payday. You can typically borrow from $100 to $1,000.

It is effortless and speedy to get approved for payday loans in Long Beach, New York. The interest rate will be set individually for each person and will depend on the personal data the applicant provided.

APR

25% small loan cap

Advantages of Bank of the West that offers payday loans in Long Beach, New York

Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get money. The funds will be deposited to your bank account the same day or the next day.
Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
Application is purely online. It only takes a few minutes to complete the form. The funds are sent to your account as quickly as possible.
94% of applicants accepted. Almost all people are eligible for payday loans.
Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get approved. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.

Fill in an application

Information needed to complete a loan application

You will be required to provide the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for a decision.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started

Bad Credit Approved

Payday loans for bad credit

A poor credit rating doesn't have to stop you from applying for payday loans. They are one of the few easy loan products offered to people with a poor credit history. Payday loan approvals depend very much on specific aspects. Payday companies will look at your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.

To get accepted for a payday loan, you have to meet the following eligibility criteria:

be 18 years old or older;
be a U.S. citizen or permanent resident;
be employed and have a steady income;
have a valid checking account in your name;
have an email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No ability to get a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans including mortgage

Rate your APR

APR Calculator

This online calculator was created to quickly calculate the annual percentage rate. It’s easy to learn the definite cost of the loan even before applying.

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