Santa Barbara Teachers Federal Credit Union Payday Loans Review - Lompoc, California

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4 2 reviews
Organization owner?
1307 N H St B, Lompoc, CA 93436, USA
+1 (805) 736-1606
www.sbtfcu.org
Thursday
9:30AM–5PM
Friday
9:30AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9:30AM–5PM
Tuesday
9:30AM–5PM
Wednesday
9:30AM–5PM

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Testimonials

Feedback about Santa Barbara Teachers Federal Credit Union?

Here you grapple with the reviews of our customers.

I took the first payday loan, I was approved immediately, despite the fact that I had an overdue loan at the bank. I paid it back on time, but there was an opportunity to renew the payment and return the payday loan in parts. Immediately after repaying the old one, you can issue a new one, the available amount increases every time.

Ulices Padberg

It was necessary to enhance the credit history, because there is practically no chance of getting a loan at a favorable interest rate. As a result, I contacted Santa Barbara Teachers Federal Credit Union. The rating improved after several loans paid back.

Dawn Gusikowski

I issued a cash advance when I had problems with money. There was no other way out. I looked out this site on the Internet, among others. Has applied several services. One denied, the other offered too high a rate, but here it was approved as I wanted.

Belle Wuckert DDS

I'm not ashamed to borrow money from Santa Barbara Teachers Federal Credit Union, now the whole world lives like this. I have already used loans many times, everything is convenient.

Dr. Jamel Klein

I recommend Santa Barbara Teachers Federal Credit Union to everyone, I am applying for the second time. Everything is great!

Willow Greenfelder

Santa Barbara Teachers Federal Credit Union applied for a cash advance secured by a vehicle for the first time, I liked everything very much. Fast and friendly service, clear terms of the agreement. I will recommend you to my family and friends.

Eryn Feil

I apply quite often. I am pleased with the terms. There is online day and night service.

Opal Berge

Note

Pay Attention

Lenders are provided in the first three points. Below info defines general information about payday loans.

Payday Loans in Lompoc, California

According to the definiftion, a payday loan is a lending option issued for a short time span: 2-3 weeks. A small loan is taken out: $100-$1,000.

Payday loans in Lompoc, California are taken out easily. The interest rate is dependent on the customer's personal information: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Santa Barbara Teachers Federal Credit Union help take out a payday loan in Lompoc, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take some minutes to consider the form. The funds are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Lompoc, California. They assess many other factors before taking out a payday loan. One of them is financial capabilities. This is a way to improve your credit history.

The following common points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will show the cost of the payday loan. It takes seconds to see the outcome.

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