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What people think about Lompoc Community Bank?
Simple application. I only entered an ID and a bank account. Same day lending decision. The first time I was approved for $500 only. Hope the available amount will be more next time. Interest rate is reasonable. Repaid the debt on schedule. If necessary, the term can be also extended.
Prof. Gabriella Ernser
I was embarrassed to borrow from my friends so I decided to apply for a payday loan via Lompoc Community Bank. Found them online and the user reviews were great I have already applied 3 times and every time I was approved within an hour. Very satisfied.
Ms. Jacinthe Shields Sr.
I am a loyal client of Lompoc Community Bank. It is very simple to apply via the net. The APR was favorable. Their staff always help in a timely manner.
Angel Witting
I recommend Lompoc Community Bank to every person who need extra funds. I’ve been using them for 4th time. Always fantastic service!
Isabell Ferry
Pay Attention
The previous three items charactirize a definite financial institution. But below you can read common details about payday loans.
Payday Loans in Lompoc, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Terms usually do not exceed 30 days.
Payday loans are the easiest loans to get in Lompoc, California. The entire process is straightforward. They are issued immediately and come with individual APR. It will be influenced by the borrower’s personal data.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Lompoc Community Bank that offers payday loans in Lompoc, California
- Apply around the clock. You can use the online service 24/7. The necessary funds will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are created to help meet the needs of individuals with bad credit scores. There are companies who may be ready to give you a payday loan even if you have a bad credit rating. You will need a stable income to get accepted for a bad credit payday loan.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Lompoc, California
ATM (Bay Federal Credit Union)
3333 Clares St, Capitola, CA 95010, USA
+1 (831) 479-6000
www.bayfed.com
Navy Federal Credit Union
1759 Alameda St Located in the Gateway Town Center, Compton, CA 90220, USA
+1 (888) 842-6328
www.navyfederal.org
Camino Federal Credit Union
520 N Taylor Ave, Montebello, CA 90640, USA
+1 (323) 722-3400
www.caminofcu.org
Montana Capital Car Title Loans
857 Jefferson Blvd, West Sacramento, CA 95691, USA
+1 (916) 245-8587
montanacapital.com
Montana Capital Car Title Loans
2509 Sonoma Blvd, Vallejo, CA 94590, USA
+1 (707) 232-8524
montanacapital.com