Bank of the Sierra Payday Loans Review - Lompoc, California

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3.4 5 reviews

705 W Central Ave, Lompoc, CA 93436, USA
+1 (805) 737-4064
www.bankofthesierra.com
Thursday
10AM–3PM
Friday
10AM–3PM
Saturday
Closed
Sunday
Closed
Monday
10AM–3PM
Tuesday
10AM–3PM
Wednesday
10AM–3PM

Domain Info

Created Date

1996-04-16

Mailing Address

California

United States

Company Name

Media Temple Inc.

Media Temple Inc.

Testimonials

What people think about Bank of the Sierra?

Below you find some of the testimonials of our customers.
Note

Important

The above-given information provides the details about a specific lender. The information below is about common information about payday loans.

Payday Loans in Lompoc, California

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.

It is effortless and speedy to get accepted for payday loans in Lompoc, California. The interest rate will be set individually for each person and will depend on the personal data the client entered.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of Bank of the Sierra that offers payday loans in Lompoc, California

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The funds will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are sent to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only welcome good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit score an increased chance to get accepted for short-term loans. A payday loan may be the only option available for some individuals to help them out of fix. If you take out such a loan, it is critical that you always borrow within your capabilities and repay your loan commitments without delays.

To get accepted for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you want to find out the real annual percentage rate of the loan before applying, you can use the online calculator. It will help you determine the definite cost of the loan in a few minutes.

Let's see

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