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What people think about UBS Financial Services?
Applied for a cash advance second time. Got denied! No idea WHY! No clarification. Fishy company.
Karolann Kuphal
IMPORTANT! It’s a fraud! They call me every week from multiple phone numbers. Tired of blocking these numbers. Never give them your personal details!!
Karelle Leannon
Important
Now you can review general aspects of payday loans.
Payday Loans in Lodi, New York
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans may turn out an easy and speedy solution to a short-term problem in Lodi, New York. Loans from payday lenders can get you funds quickly. Your APR will depend on several factors.
25% small loan cap
Advantages of UBS Financial Services that offers payday loans in Lodi, New York
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit an application and wait for approval.
Payday loans for bad credit
A low credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. They will check your wages and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on time.
To get approved for a loan, you need to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
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