Lodi Pawn Jewelry and Loan Payday Loans Review - Lodi, California

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4.5 91 reviews

330 W Lodi Ave, Lodi, CA 95240, USA
+1 (209) 224-5778
Friday
9:30AM–6PM
Saturday
9:30AM–6PM
Sunday
Closed
Monday
9:30AM–6PM
Tuesday
9:30AM–6PM
Wednesday
9:30AM–6PM
Thursday
9:30AM–6PM
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Above there are details about a exact lending company. Below every user may get acquainted with the essence of payday loans.

Payday Loans in Lodi, New York

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Hassle-free financial products are considered as payday loans in Lodi, ny. They are taken out at individually-set interest rates. They are dependent on personal data. It is also important to pay back as much payday loans as possible.

APR

25% small loan cap

How will Lodi Pawn Jewelry and Loan help take out a loan in Lodi, New York?

  • Round the clock service. Every client may address the service at any time of the day and night. The borrowed funds will be credited to credit card. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online request. You have to fill out an online application only. It will be processed within minutes. The funds are deposited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be an obstacle to issue a payday loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a client should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of causes to reject the loan. Payday lenders do not consider this factor the only one to issue a loan in Lodi, New York. They assess many other factors before issuing a payday loan. One of them is financial capabilities. This is a way to improve your credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should determine its real cost. This calculator will show the annual percentage rate of the loan.

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