Bay Equity Home Loans Payday Loans Review - Lodi, California

Your personal information is safe with us
5 19 reviews

217 N School St Suite 2, Lodi, CA 95240, USA
+1 (209) 379-4622
Thursday
8:30AM–5:30PM
Friday
8:30AM–5:30PM
Saturday
Closed
Sunday
Closed
Monday
8:30AM–5:30PM
Tuesday
8:30AM–5:30PM
Wednesday
8:30AM–5:30PM
Testimonials

Feedback about Bay Equity Home Loans?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

The first three points describe the certain lender. In other turn, below-specified info makes users grapple with common information about payday loans.

Payday Loans in Lodi, New York

The financial product known as a payday loan is taken out for a short-term: 2-3 weeks. $100-$1,000 is taken out for cutomers.

This financial product in Lodi, New York is taken out simply and quickly. The interest percentage is defined respecting the category of the client: the more loans are successfully paid off, the more reasonable terms will be offered to you.

APR

25% small loan cap

How will Bay Equity Home Loans help take out a payday loan in Lodi, New York?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out around the clock. The payday loan will be sent to a credit card, so a personal visit to the department is not necessary.
  • No paperwork. The list of required documentation is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor taken into account when deciding to take out a cash advance. Payday lenders do not consider this factor the only one to issue a loan in Lodi, New York. The lending company will assess many points to qualify such as solvency. Payday loans will be a source to enhance your bad credit rating into a favorable one.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the APR. This is a definite cost of the payday loan.

Let's see

Other Payday Lenders in Lodi, California

Check Into Cash

7365 El Camino Real, Atascadero, CA 93422, USA

+1 (805) 462-9540

local.checkintocash.com

U.S. Bank Branch

13372 Telegraph Rd, Santa Fe Springs, CA 90670, USA

+1 (562) 941-2237

locations.usbank.com

One Hour Car Title Loans Manteca

999 W Center St, Manteca, CA 95337, USA

+1 (209) 288-0499

1hourcartitleloans.com

Heritage Community Credit Union - Gold River

2155 Golden Centre Ln, Gold River, CA 95670, USA

+1 (916) 364-1700

www.heritageccu.com

Express Cash Network

8151 Arlington Ave, Riverside, CA 92503, USA

+1 (951) 689-1691

Pacific Premier Bank (Administrative Office)

1222 Vine St, Paso Robles, CA 93446, USA

+1 (805) 369-5200

www.ppbi.com

ACE Cash Express

11252 Normandie Ave #103, Los Angeles, CA 90044, USA

+1 (323) 755-9274

www.acecashexpress.com

Oportun

1210 N Long Beach Blvd, Compton, CA 90221, USA

+1 (424) 251-8548

oportun.com

CCS Title Loan Services – LoanMart Norwalk

12854 Pioneer Blvd, Norwalk, CA 90650, USA

+1 (562) 513-5582

www.800loanmart.com