Payday Money Centers - Lake Forest Payday Loans Review - Lake Forest, California

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3.6 20 reviews
Loan agency in Lake Forest, California

23775-B, El Toro Rd, Lake Forest, CA 92630, USA
+1 (949) 452-0060
www.paydaymoneycenters.com
Saturday
10AM–5PM
Sunday
10AM–2PM
Monday
10AM–6:30PM
Tuesday
10AM–6:30PM
Wednesday
10AM–6:30PM
Thursday
10AM–6:30PM
Friday
10AM–6:30PM
Testimonials

What people think about Payday Money Centers - Lake Forest?

Below you find some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise loan provider. Below you can review common aspects of payday loans.

Payday Loans in Lake Forest, Illinois

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans may become an easy and fast solution to a short-term problem in Lake Forest, Illinois. Loans from payday lenders can get you cash within a few hours. Your APR will depend on several things.

APR

404%*

Max Loan

$1,000 (or 25% of the gross monthly income)

Min Term

13 days

Max Term

120 days

Advantages of Payday Money Centers - Lake Forest that offers payday loans in Lake Forest, Illinois

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to provide basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account within a few hours.
  • High approval chances. 94% of borrowers are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday companies are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to get a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit history you may still be eligible a payday loan. Such loans are created to help meet the needs of people with lower credit scores. There are lenders who may be pleased to give you a payday loan even if you have a poor credit score. You will need a regular income to be eligible for a bad credit payday loan.

To get accepted for a loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator helps to quickly calculate the APR. It’s easy to find out the precise cost of the cash advance loan even before applying.

Let's see

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