US Bank Mortgage Payday Loans Review - Laguna Niguel, California

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Laguna Niguel, CA 92677, USA
www.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

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Further there will be shown the details about not a exact lender. The information below will tell about common information about payday loans and its specific elements.

Payday Loans in Laguna Niguel, California

The financial product called as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for clients.

Such financial products as payday loan in Laguna Niguel, California is taken out easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates you will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will US Bank Mortgage help issue a payday loan in Laguna Niguel, California?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be transferred to your credit card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to process the form. The money are deposited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get a proposal from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of denial for a loan is a bad credit history. This factor is reviewed by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Laguna Niguel, ca will assess other aspects like solvency and approve a cash advance. This is a way to enhance your credit history.

The following general points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

Let's see

Other Payday Lenders in Laguna Niguel, California

Mechanics Bank - Pinole Branch

2690 Pinole Valley Rd, Pinole, CA 94564, USA

+1 (510) 741-2000

www.mechanicsbank.com

Social Finance

375 Healdsburg Ave #280, Healdsburg, CA 95448, USA

+1 (855) 456-7634

www.sofi.com

Bank of the West

411 W Main St, Ripon, CA 95366, USA

+1 (209) 599-4275

www.bankofthewest.com

Swift Title Loans Live Oak

10420 Live Oak Blvd, Live Oak, CA 95953, USA

+1 (530) 203-5926

cartitleloansla.com

U.S. Bank-Catherine Pan-Mortgage Loan Officer

101 E Foothill Blvd, Arcadia, CA 91006, USA

+1 (626) 538-9403

mortgage.usbank.com

EZ Check Advance

4004 Lincoln Blvd, Marina Del Rey, CA 90292, USA

+1 (310) 340-7189

www.ezcheckcashadvance.com

Auto Title Loans Delano Inc

1103 Main St, Delano, CA 93215, USA

+1 (661) 241-8329

Heritage Financial

403 W Ojai Ave, Ojai, CA 93023, USA

+1 (805) 640-1717

www.hfloansca.com

Westamerica Bank

490 W Olive Ave, Merced, CA 95348, USA

+1 (209) 383-8520

www.westamerica.com