Domain Info
What people think about Union Bank?
Fast application. I only filled in an ID and a bank account. Immedaite approval. The first time I was accepted for $500 only. Hope the available amount will increase next time. APR is reasonable. Paid back the loan . If you wish, the term can be also extended.
Jake Halvorson
I needed $1000 to buy a bag of my dream. The only way out was to apply for a payday loan. Found a lot of financial institutions on the Internet. Union Bank seemed the most legit financial institution in Laguna Niguel.
Miss Serenity Howell I
Thanks!! The money were sent to my bank account as agreed – within 3 hours. I repaid the debt on time and had no complaints. The process is easy and legit. Be a responsible borrower and you will have no problems.
Vladimir Stamm
Pay Attention
Below you can see general information about payday loans and their common characteristics.
Payday Loans in Laguna Niguel, California
A payday loan is a short-term loan that can help you cover sudden money needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in Laguna Niguel, California. Loans from payday lenders can get you money same day. Your APR will depend on several factors.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Union Bank that offers payday loans in Laguna Niguel, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be transferred to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to receive a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can rescue individuals who have low credit scores or have no credit score. But we advise you that as with any debt you should only consider applying for a cash advance if you are confident that you can make payments punctually.
To get accepted for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the real cost of the cash advance loan immediately.
Other Payday Lenders in Laguna Niguel, California
Logix Federal Credit Union
27918 Franklin Pkwy, Valencia, CA 91355, USA
+1 (800) 328-5328
www.logixbanking.com
Bank of America ATM
14476 Big Basin Way, Saratoga, CA 95070, USA
+1 (844) 401-8500
locators.bankofamerica.com
Bank of America ATM (Drive-thru)
420 Camino De Estrella, San Clemente, CA 92672, USA
+1 (844) 401-8500
locators.bankofamerica.com
Exchange Bank
116 S Cloverdale Blvd, Cloverdale, CA 95425, USA
+1 (707) 894-4900
www.exchangebank.com
