Domain Info
What people think about Union Bank?
Quick customer service, ask about the new credit cards.
Luther Waelchi
Many people work here but they do not help each other.
Dominic Greenholt
Hello can i ask how to get an atm card thank u
Brady Thompson
Their rates are excellent.
Rachael Mante
Maybe if they got payed more theyd be nicer.
Trevion Bradtke
Important
The previous three items charactirize a certain lending service. But below you can find general data about payday loans.
Payday Loans in Laguna Hills, California
Payday loans are short-term loans originally invented to tide people over until payday. You can usually borrow from $100 to $1,000.
Payday loans in Laguna Hills, California is are simple to access. The APR is individual for each applicant and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Union Bank that offers payday loans in Laguna Hills, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get funds. The funds will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to submit the form. The funds are sent to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lending companies.
Why people take out payday loans?
Payday loans for bad credit
A poor credit rating doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a poor credit rating. Payday loan approvals depend very much on other circumstances. Payday companies will pay attention to your income and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and on time.
To get approved for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a loan, you can use an online calculator. It will show the real APR of your cash advance.
Other Payday Lenders in Laguna Hills, California
Gems N' Loans - Dana Point
34291 Doheny Park Rd, Dana Point, CA 92624, USA
+1 (949) 429-3055
gemsnloans.com
Net America Lending
324 Oak St # P, Bakersfield, CA 93304, USA
+1 (661) 326-5480
paydayloanservices.org
Valerie Dawson, Finance of America Mortgage LLC
320 Commerce Suite 100, Irvine, CA 92602, USA
+1 (949) 398-3650
www.foamortgage.com
Advance America
30145 Antelope Rd Ste. 103, Menifee, CA 92584, USA
+1 (951) 246-1359
www.advanceamerica.net
Union Bank
31971 Camino Capistrano, San Juan Capistrano, CA 92675, USA
+1 (949) 493-1141
blw.unionbank.com