American Pacific Mortgage - Laguna Hills Payday Loans Review - Laguna Hills, California

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Loan agency in Laguna Hills, California

23422 Mill Creek Dr #125, Laguna Hills, CA 92653, USA
+1 (949) 209-9231
Thursday
7AM–7PM
Friday
7AM–7PM
Saturday
8AM–5PM
Sunday
Closed
Monday
7AM–7PM
Tuesday
7AM–7PM
Wednesday
7AM–7PM
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Payday lenders are shown in the first three points. Below info offers general information about payday loans.

Payday Loans in Laguna Hills, California

Payday loans are a kind of loans issued by payday lender to individuals for a short period of time - usually several weeks. It is issued a small amount: $100-$1,000.

Payday loans in Laguna Hills, California are issued problem-free. The interest percentage is conditional on the customer's personal information: if you repay more payday loans, the more favorable terms and rates payday lending companies offer.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will American Pacific Mortgage - Laguna Hills help issue a payday loan in Laguna Hills, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are issued around the clock. The deposit will be sent to a credit card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in Laguna Hills, ca will estimate other aspects like financial capabilities and approve a loan. This is a way to enhance your credit score.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the loan known as APR.

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Other Payday Lenders in Laguna Hills, California

Express Cash Network

2353 Foothill Blvd, La Verne, CA 91750, USA

+1 (909) 596-2194

www.expresscashnetwork.com

💵 Online Payday Loans Los Angeles ⭐⭐⭐⭐⭐

3470 W 6th St Ste 2a, Los Angeles, CA 90020, USA

+1 (213) 385-4249

www.paydayloansonline.io

Banner Bank

312 Maple St, Mt Shasta, CA 96067, USA

+1 (530) 926-1680

locations.bannerbank.com

California Check Cashing Stores

67460 E Palm Canyon Dr, Cathedral City, CA 92234, USA

+1 (760) 770-4458

www.ccfi.com

Title Loans Oceanside Co.

1920 S Coast Hwy, Oceanside, CA 92054, USA

+1 (442) 287-0974

Edward Jones - Financial Advisor

9700 El Camino Real #200, Atascadero, CA 93422, USA

+1 (805) 466-1044

www.edwardjones.com

California Check Cashing Stores

586 Center Ave, Martinez, CA 94553, USA

+1 (925) 370-8180

www.ccfi.com

Oceanside Title Loans LLC

4128 Avenida De La Plata, Oceanside, CA 92056, USA

+1 (442) 287-0995

U.S. Bank Branch

2111 Oro Dam Blvd E, Oroville, CA 95966, USA

+1 (530) 533-9000

locations.usbank.com