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What people think about California Bank & Trust?
Their customer service went far beyond expectations!
Mr. Carmelo Bergnaum PhD
What's with people these days not leaving notes?!
Kelvin Weber
Important
The above-given information provides the details about a certain financial institution. The information below is about common information about payday loans.
Payday Loans in Laguna Hills, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you get your next paycheck, typically two to four weeks.
Payday loans in Laguna Hills, California is are simple to access. The APR is individual for each applicant and depends on multiple things: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of California Bank & Trust that offers payday loans in Laguna Hills, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive money. The money will be transferred to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the form. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only welcome good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Submit an application to recieve a loan offer from one of the lending companies.
Why people take out cash advances?
Payday loans for bad credit
Bad credit score can typically be an obstacle to obtaining a bank loan. A payday loan can save consumers who have low credit scores or have no credit score. But we remind you that as with any borrowing you should only think about applying for a payday loan if you are sure that you can afford payments punctually.
To get approved for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the definite cost of the cash advance loan immediately.
Other Payday Lenders in Laguna Hills, California
Wells Fargo Bank
514 Washington Blvd, Marina Del Rey, CA 90292, USA
+1 (310) 301-5980
www.wellsfargo.com
Bank of the West
1360 E Calaveras Blvd, Milpitas, CA 95035, USA
+1 (408) 998-6906
www.bankofthewest.com
Family Car Title Loans
7456 Foothills Blvd #D, Roseville, CA 95747, USA
+1 (916) 347-5544
familytitleloans.org
