What people think about Sunbelt Financial Service?
I have already used this website twice and I was very pleased with the rates. This is the only round the clock service with competitive rates in my area.
Mrs. Adell Nitzsche
They approve applicants immediately and transfer funds the same day. But beware – they charge high fees for delayed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Mrs. Aurelie Waters I
I have already used this website 2 times and I was very happy with the rates. This is the only 24/7 website with affordable rates in my area.
Tierra Becker
Important
Below you can review general information about payday loans and their common features.
Payday Loans in Laguna Beach, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
It is trouble-free and speedy to get approved for payday loans in Laguna Beach, California. The APR will be set individually for each applicant and will depend on the personal information the borrower provided.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Sunbelt Financial Service that offers payday loans in Laguna Beach, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then click “Submit” and wait for approval.
Payday loans for bad credit
A poor credit score doesn't have to stop you from applying for payday loans. They are one of the few short-term loan products offered to individuals with a bad credit score. Payday loan approvals depend very much on other circumstances. Payday companies will look at your income and subtract all your expenses. Usually, your score won’t be damaged by a payday loan, as long as you repay it in full and on scheduled.
To get accepted for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Laguna Beach, California
A to Z Check Cashing / Translator
104 S Glendale Ave, Glendale, CA 91205, USA
+1 (818) 241-0608
atoztranslator.com
Allied Cash Advance
980 W Robinhood Dr #3b, Stockton, CA 95207, USA
+1 (209) 553-9068
www.alliedcash.com
Frontwave Credit Union: Escondido
1645 S Centre City Pkwy Suite B, Escondido, CA 92025, USA
+1 (800) 736-4500
www.frontwavecu.com
Homebridge Financial Services, Inc.
2945 Townsgate Rd STE 100, Westlake Village, CA 91361, USA
+1 (805) 242-5762
www.homebridge.com