US Bank ATM Payday Loans Review - Laguna Beach, California

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Laguna Beach, CA 92651, USA
locations.usbank.com

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

What people think about US Bank ATM?

Below you find some of the reviews of our customers.
Note

Important

The previous three items describe a precise financial institution. But below you can read common information about payday loans.

Payday Loans in Laguna Beach, California

A payday loan is a small, short-term loan that's meant to be repaid with the borrower's next paycheck. Amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in Laguna Beach, California. The entire process is hassle-free. They are issued immediately and come with individual interest rate. It will be influenced by the borrower’s personal information.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

Advantages of US Bank ATM that offers payday loans in Laguna Beach, California

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to submit the form. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit score you may still get approved for a payday loan. Such loans are designed to help meet the needs of clients with less than perfect credit scores. There are lenders who may be ready to offer you a payday loan even if you have a bad credit score. You will need a stable income to be eligible for a bad credit payday loan.

To get approved for a loan, you have to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to take out a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Laguna Beach, California

F&M Bank

611 N Main St, Manteca, CA 95336, USA

+1 (209) 337-6000

www.fmbonline.com

Money Mart

1301 J St, Modesto, CA 95354, USA

+1 (209) 523-8962

www.moneymart.com

Wells Fargo Bank

925 Broadbeck Dr, Newbury Park, CA 91320, USA

+1 (805) 376-1760

www.wellsfargo.com

Bank of the West

7062 N First St, Fresno, CA 93720, USA

+1 (559) 435-2980

www.bankofthewest.com

Ventura County Credit Union - RiverPark

691 Town Center Dr, Oxnard, CA 93036, USA

+1 (805) 477-4000

www.vccuonline.net

ACE Cash Express

4970 E Kings Canyon Rd, Fresno, CA 93727, USA

+1 (559) 255-7300

www.acecashexpress.com

Megan Boyle NMLS 1948093 Evergreen Home Loans

4359 Town Center Blvd Suite 112, El Dorado Hills, CA 95762, USA

+1 (650) 255-4547

www.evergreenhomeloans.com

Armed Forces Bank ATM

5112 Goldstone Rd, Fort Irwin, CA 92310, USA

+1 (888) 929-2265

www.afbank.com

Fremont Bank

1735 N Broadway, Walnut Creek, CA 94596, USA

+1 (925) 953-1921

www.fremontbank.com