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What people think about Loan Works Inc?
I always use Loan Works Inc when it need a cash advance. The application process is hassle-fee. No problems.
Jazmyne Murazik
Was invited to a birthday party but was broke at that time. A friend recommended me to apply for a loan via Loan Works Inc. And I did. This was the right decision! Yes, the interest rate was high but I believe it’s because I had bad credit. In general, The process was fast.
Dr. Lamont Bashirian DVM
Recently I had the most desperate situation in my life. I urgently needed $900 to deal with utility bills. This lender assisted me immediately. They were the only institution that approved me for the requested amount. I dealt with all my troubles. I will definitely recommend this company to my friends. Best service in my life.
Alexzander Volkman
I was embarrassed to borrow from my dad so I decided to apply for a small loan via Loan Works Inc. Found them online and the user reviews were positive I have already applied 5 times and every time I was eligible within 15 minutes. Very convenient.
Mr. Bryce Pagac
Fast application. I only filled in an ID and a bank account. Immedaite processing. The first time I was accepted for $600 only. Hope the limit will increase next time. Interest rate is reasonable. Paid back the loan early. If desired, the term can be also extended.
Shakira Ondricka Jr.
I am a loyal client of Loan Works Inc. It is very fast to apply via the net. The APR was favorable. Their managers always help quickly.
Macie Swaniawski
A good loan provider. They quickly processed my application. Had money in my account the next day. If you need some extra funds urgently, this is the best loan provider, I’m telling you!
Ms. Katherine Dooley V
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Now you can read general features of payday loans.
Payday Loans in Laguna Beach, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.
Payday loans are the easiest loans to get in Laguna Beach, California. The entire process is straightforward. They are issued right away and come with individual interest rate. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Loan Works Inc that offers payday loans in Laguna Beach, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or get money. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people apply for payday loans?
Payday loans for bad credit
Having a low credit score automatically disqualifies you from getting a bank loan. Payday loans give borrowers with a poor credit rating an increased opportunity to get approved for short-term loans. A payday loan may be the only financial product available for some consumers to help them cover urgent expenses. If you take out such a loan, it is relevant that you always borrow within your capabilities and repay your loan commitments as agreed in the contract.
To get accepted for a loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was designed to quickly calculate the annual percentage rate. It’s easy to find out the exact cost of the cash advance loan even before applying.
Other Payday Lenders in Laguna Beach, California
Check Into Cash
10900 Long Beach Blvd # 104, Lynwood, CA 90262, USA
+1 (310) 886-0218
local.checkintocash.com
U.S. Bank Branch
127 N Santa Cruz Ave, Los Gatos, CA 95030, USA
+1 (408) 354-6676
locations.usbank.com
ATM - Umpqua Bank
3700 Lone Tree Way, Antioch, CA 94509, USA
+1 (925) 778-6700
locations.umpquabank.com