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Feedback about Bank of Southern California?
I want to express my deep gratitude to Bank of Southern California for believing my case. I had some issues with a credit rating, but this company helped me out and issued a loan.
Pete Schoen
I recommend Bank of Southern California to everyone, I am applying for the second time. Everything is great!
Anahi Lowe Jr.
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The first three points describe the certain lender. In other turn, below-defined info makes users get acquainted shared information about payday loans.
Payday Loans in La Quinta, California
Payday loan is issued for a short term: 2-3 weeks. The provided loan amounts are $100-$1,000.
Such financial products as payday loan in La Quinta, California is issued easily and quickly for a short term: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a borrower will get.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
How will Bank of Southern California help issue a payday loan in La Quinta, California?
- Round the clock service. Every borrower may address the service round the clock. The borrowed funds will be credited to account. You won't be asked to visit any department.
- No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
- Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are deposited in 24 business hours.
- Fast and high approval rate. The positive decision counts almost 98%.
- Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and bad credit won't be a hindrance to issue a payday loan from online lenders.
What data to fill in in the application? - General Info
After filling in an application, submit it and get the decision.
Why people issue payday loans?
Payday loans for bad credit
Bad credit history is a adverse factor that is taken into account by financial institutions. Payday lenders in La Quinta, ca consider this circumstance not a drawback to take out a loan. The borrower of a cash advance should be ready to objectively assess financial capabilities, issue a loan, repay the debt on a due date and not only handle current difficulties, but improve the credit history.
The following general points will be rated before applying for a cash advance:
- be at least 18 years old;
- be a U.S. citizen;
- be employed and have a reliable source of income;
- have a checking account;
- have a valid email address and phone number.
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- No way to issue a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans incl. mortgage
APR Calculator
This calculator is meant for calculating the APR. This is a real cost of the loan.
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