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What people think about Balboa Thrift and Loan?
I have already contacted this lender once and I was very pleased with the rates. This is the only 24/7 lender with affordable rates in my area.
Clifford Feeney
Balboa Thrift and Loan seems fair. Applied twice. The first loan approved was small – $500, but next time the limit was increased to $700. Closed the loan on due date. The staff were amazing, they gave detailed answers to all my questions. No delays. But their rates are average.
Mr. Henderson Tromp
They approve applicants instantly and transfer funds the same day. But beware – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Alexis Fisher
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Below you can read general information about payday loans and their common features.
Payday Loans in La Quinta, California
A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Cash advance loans may turn out an easy and speedy solution to a short-term problem in La Quinta, California. Loans from payday lenders can get you money same day. Your interest rate will depend on several factors.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Balboa Thrift and Loan that offers payday loans in La Quinta, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a few minutes to complete the form. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with poor credit, you are unlikely to get accepted. Banks only accept good credit. Payday companies do not pay attention to your credit and previous mistakes. You are likely to be eligible in any case.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Payday loans for bad credit
Payday loans are created for people with a credit report that's less than spotless, or who have poor to no credit history. Bad credit score may prevent you from getting accepted for a bank loan. Payday lenders in La Quinta, ca welcome consumers with bad credit. You can apply for a bad credit payday loan on the net around the clock and if accepted could have the money in your account within several hours.
To get approved for a payday loan, you have to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in La Quinta, California
U.S. Bank-David DeTeso-Mortgage Sales Manager
783 Rio Del Mar Blvd STE 73, Aptos, CA 95003, USA
+1 (831) 688-7161
mortgage.usbank.com
Urban Bad Credit Loans
3014 Sunrise Blvd, Rancho Cordova, CA 95742, USA
+1 (279) 800-4510
urbanbcl.com
Check Into Cash
977 E Stanley Blvd, Livermore, CA 94550, USA
+1 (925) 456-7035
local.checkintocash.com
Comerica Bank
7915 San Miguel Canyon Rd, Salinas, CA 93907, USA
+1 (831) 663-4953
locations.comerica.com
Montana Capital Car Title Loans
661 S La Cadena Dr, Colton, CA 92324, USA
+1 (909) 219-9200
montanacapital.com
Advance America
908 Hwy 99 W Ste. B, Corning, CA 96021, USA
+1 (530) 824-0374
www.advanceamerica.net
Wells Fargo Bank
100 Bon Air Shopping Ctr, Greenbrae, CA 94904, USA
+1 (415) 461-4782
www.wellsfargo.com