California Bank & Trust Payday Loans Review - La Mesa, California

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4.3 9 reviews

5500 Grossmont Center Dr Suite 408, La Mesa, CA 91942, USA
+1 (619) 462-2800
calbanktrust.com
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Testimonials

What people think about California Bank & Trust?

Below you get acquainted with some of the opinions of our customers.
Note

Pay Attention

The previous three items describe a precise financial institution. But below you can read common data about payday loans.

Payday Loans in La Mesa, New Mexico

A payday loan is a short-term loan that can help you deal with emergency cash needs until you get your next paycheck. Available amounts typically range from $100 to $1,000.

Payday loans are the easiest loans to qualify for in La Mesa, New Mexico. The entire process is hassle-free. They are appoved immediately and come with individual APR. It will be influenced by the borrower’s personal data.

APR

Prohibited

Advantages of California Bank & Trust that offers payday loans in La Mesa, New Mexico

  • 24/7 service. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within several hours.
  • High approval rates. 94% of applicants are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get a loan offer from one of the lending companies.

Common reasons

Why people apply for cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

If you have a bad credit rating you may still get accepted for a payday loan. Such loans are created to help meet the needs of people with less than perfect credit scores. There are lenders who may be willing to offer you a payday loan even if you have a poor credit rating. You will need a steady income to apply for a bad credit payday loan.

To get accepted for a loan, you need to meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your payday loan.

Let's see

Other Payday Lenders in La Mesa, California

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Union Bank

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Rose Loan

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First Republic Bank

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Montana Capital Car Title Loans

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California Check Cashing Stores

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Check Into Cash

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+1 (619) 543-9781

local.checkintocash.com

First Citizens Bank

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+1 (760) 233-2265

locations.firstcitizens.com

Express Cash Network

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+1 (909) 596-2194

www.expresscashnetwork.com