Hanmi Bank Specialty Lending Payday Loans Review - Irvine, California

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1 reviews

2010 Main St Ste 590, Irvine, CA 92614, USA
+1 (949) 288-7641
www.hanmi.com
Thursday
9AM–4PM
Friday
9AM–4PM
Saturday
Closed
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Testimonials

What people think about Hanmi Bank Specialty Lending?

Below you see some of the reviews of our clients.
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Pay Attention

Now you can review general features of payday loans.

Payday Loans in Irvine, Pennsylvania

Payday loans are short-term loans originally designed to tide consumers over until payday. You can usually borrow from $100 to $1,000.

Payday loans are the easiest loans to get in Irvine, Pennsylvania. The entire process is stress-free. They are appoved right away and come with individual interest rate. It will be influenced by the borrower’s personal data.

APR

6% APR small loan cap

Advantages of Hanmi Bank Specialty Lending that offers payday loans in Irvine, Pennsylvania

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are deposited to your account within a few hours.
  • High approval rates. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to enter the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people apply for payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Having a poor credit score automatically disqualifies consumers from getting a bank loan. Payday loans give consumers with a bad credit history an increased chance to get approved for payday loans. A payday loan may be the only option available for some consumers to help them out of fix. If you take out such a loan, it is critical that you always borrow within your opportunities and pay back your loan commitments in a timely manner.

To get accepted for a payday loan, you must meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

This online calculator was created to quickly calculate the APR. It’s easy to find out the real cost of the payday loan even before applying.

Let's see

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