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What people think about Golden 1 Credit Union?
It is a friendly place
Mckayla Prosacco
Wonderful helpful employees.
Yvonne Flatley
It's a bank friendly people there.
Emilie Dicki
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Below you can read general information about payday loans and their common aspects.
Payday Loans in Ione, California
A payday loan is a short-term loan that can help you deal with immediate cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Online cash advance loans can be the best solution to your short-term financial difficulties in Ione , California because they are easily obtained and easily repaid. Your APR will depend on your state regulations or on the payday lender's policy.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Golden 1 Credit Union that offers payday loans in Ione, California
- Apply around the clock. You can use the online service 24/7. The necessary money will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Payday loans are very easy to get. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Click a “Submit” button to recieve a loan offer from one of the lenders.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to prevent you from applying for payday loans. They are one of the few unsecured loan products offered to individuals with a bad credit rating. Payday loan approvals depend very much on other aspects. They will pay attention to your earnings and subtract all your expenses. Usually, your score won’t be ruined by a payday loan, as long as you repay it in full and without delays.
To get approved for a payday loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to take out a cash advance loan, you can use an online calculator. It will show the precise APR of your loan.
Other Payday Lenders in Ione, California
Bank of Stockton (Sonora)
242 S Washington St, Sonora, CA 95370, USA
+1 (209) 532-3631
www.bankofstockton.com
Amerifund Home Loans
2655 First St UNIT 220, Simi Valley, CA 93065, USA
+1 (800) 570-5626
www.amerifund.com
Selecto Services Title Loans - LoanMart San Ysidro
650 E W San Ysidro Blvd Suite 101, San Ysidro, CA 92173, USA
+1 (619) 618-0753
www.800loanmart.com
Umpqua Bank
3505 Spangler Ln Suite 300, Copperopolis, CA 95228, USA
+1 (209) 785-7007
locations.umpquabank.com
