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What people think about Westamerica Bank?
Last week I needed $900 to cover utility bills. I decided to apply via Westamerica Bank. They only approved me for $600 but the process itself was easy, and their rates were reasonable.
Prof. Anya Feeney
Westamerica Bank seems nice. They rescued me twice. The first loan approved was small – $100, but next time the limit was increased to $700. Repaid the loan as agreed. The staff were professional, they gave detailed answers to all my questions. No problems. But their interest rates are not the lowest on the net.
Abe Kunze
They only ask for an ID to verify you. Last year I was fined and needed some cash to survive. These guys approved me although I had a low credit score. Quick and easy process. !
Eleanore Wilkinson
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Below you can see general information about payday loans and their common characteristics.
Payday Loans in Healdsburg, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
It is effortless and speedy to get approved for payday loans in Healdsburg, California. The APR will be set specifically for each consumer and will depend on the personal information the consumer filled in.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Westamerica Bank that offers payday loans in Healdsburg, California
- Apply around the clock. You can use the online service 24/7. The necessary money will be transfered to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Payday loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
Then click “Submit” and wait for a decision.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit history you may still be able to take out a payday loan. Such loans are created to help meet the needs of applicants with bad credit scores. There are companies who may be happy to give you a payday loan even if you have a poor credit score. You will need a regular income to get approved for a bad credit payday loan.
To get approved for a cash advance, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator helps to quickly calculate the APR. It’s easy to find out the definite cost of the payday loan even before applying.
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Advance America
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www.advanceamerica.net
