California Bank & Trust Payday Loans Review - Hayward, California

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5 2 reviews
Organization owner?
785 Southland Dr, Hayward, CA 94545, USA
+1 (510) 785-6100
calbanktrust.com
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM

Domain Info

Created Date

1998-07-13

Mailing Address
Company Name
Contact Data
Testimonials

Feedback about California Bank & Trust?

Here you see the reviews of our clients.

Yesterday I needed money, I decided to addressed California Bank & Trust. They quickly approved the amount needed, and besides, they offered good terms at a low interest rate.

Millie Brekke MD

I got into one situation. I urgently needed a large amount of funds. Borrowed from friends but not enough. Well, in the end, I had to use the services of a lender. There are a lot of them on the Internet. California Bank & Trust in Hayward seemed to me the most convenient.

Dr. Michale Jones DVM

I want to express my deep gratitude to California Bank & Trust for believing my case. I had some problems with a credit history, but this service helped me out and issued a loan.

Mr. Wayne Wunsch DDS

Good service with a favorable rate. Money transferred immediately, I always use California Bank & Trust.

Elisa Zulauf

Not the first time I use California Bank & Trust. The service is reliable. They immediately inform how much you should pay back. No cheating. You can always extend the loan. It helps a lot when funds is urgently needed.

Mrs. Rosalia Kihn

Note

Pay Attention

Above-specified info offers the details about a certain lending company. Below-shown info is oriented on common information about payday loans.

Payday Loans in Hayward, Wisconsin

Payday loan is issued for a short span: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in Hayward, Wisconsin are taken out hassle-free. The interest rate is dependent on the customer's personal data: if you cover obligations for more payday loans, the more efficient terms and rates lenders guarantee.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will California Bank & Trust help issue a payday loan in Hayward, Wisconsin?

  • Day and night service. Night hours are the same business hours for online payday lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take several minutes to consider the application. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill in an application

What data to fill out in the application? - General Info

To submit an application, every borrower should enter the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

One of the cause of refusal for a loan is a bad credit history. This factor is estimated by banks before taking out a loan. But banks almost 100% refuse the application when lenders in Hayward, wi will estimate other aspects like payment abilities and approve a loan. This is a way to enhance your credit history.

The following common points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is intended to calculating the annual percentage rate. This is a definite cost of the payday loan.

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