Patelco Credit Union Payday Loans Review - Hayward, California

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4.2 30 reviews

24703 Amador St, Hayward, CA 94545, USA
+1 (800) 358-8228
www.patelco.org
Thursday
10AM–6PM
Friday
10AM–6PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
10AM–6PM
Wednesday
10AM–6PM
Testimonials

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Here you get acquainted with the reviews of our clients.
Note

Pay Attention

Above there are details about a certain lender. Below every user may get acquainted with the common features of payday loans.

Payday Loans in Hayward, Wisconsin

According to the definiftion, a payday loan is a loan taken out for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

Such financial products as payday loan in Hayward, Wisconsin is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis relative to the personal data: the more payday loans you pay back off, the more reasonable rates a client will recieve.

APR

574% APR*

Max Loan

$1,500 (or 35% of the gross monthly income)

Min Term

Not Specified

Max Term

90 days

How will Patelco Credit Union help issue a payday loan in Hayward, Wisconsin?

  • Round the clock service. Every borrower may contact the service at any time of the day and night. The borrowed money will be transfered to account. You won't be asked to visit any store.
  • No certificates necessary. The list of certificates to be approved is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill in an online application only. It will be processed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all clients are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low score won't be a hindrance to issue a loan from online lenders.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the reason of refusal for a loan is a bad credit history. This factor is considered by lenders before taking out a loan. But banks almost 100% deny the application when lenders in Hayward, wi will estimate other aspects like financial capabilities and approve a payday loan. This is a way to enhance your credit rating.

The following common points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to find out the APR of the payday loan, you are welcome to utilize the calculator. It will specify the cost of the payday loan.

Let's see

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