Mechanics Bank - Groveland Branch Payday Loans Review - Groveland, California

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4.8 5 reviews
Organization owner?
18543 Main St, Groveland, CA 95321, USA
+1 (209) 436-1800
www.mechanicsbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
Closed
Sunday
(Easter)
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

2000-11-17

Mailing Address

REDACTED FOR PRIVACY

REDACTED FOR PRIVACY

CA

REDACTED FOR PRIVACY

United States

Company Name

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Contact Data

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REDACTED FOR PRIVACY

Testimonials

Feedback about Mechanics Bank - Groveland Branch?

Here you grapple with the reviews of our clients.

Disappointed! Was declined to borrow $1,000. Only $400 was approved.

Demarco Kuvalis

Not very satisfied with the hidden subscription to medical insurance in the amount of $19. But it turned out to be very easy to solve, by means of customer support.

Darrin Spencer

Disappointed! Was denied to borrow $1,000. Only $400 was approved.

Dr. Esteban Gaylord

I took out only $100, and they promised the first customers get 0%, the money was transferred quickly. When I looked at the agreement, it turned out that the overpayment would be 100%. In general, I do not recommend this service, great overpayment.

Sister Hartmann

I issued a cash advance in the amount of $900. With interest, the repayment turned out to be 1,070. The next promised loan is only $1,000. Why if I successfully paid more.

Miss Ayana Metz II

Note

Pay Attention

Lenders are provided in the first three points. Below info offers common information about payday loans.

Payday Loans in Groveland, New York

A short-term lending option is known as a payday loan. This is a kind of a financial product issued for several weeks. Accessible loan amounts vary from $100-$1,000.

This financial product in Groveland, New York is issued easily and fast. The interest rate is set considering the category of the borrower: the more loans are successfully paid back, the more favorable terms will be offered to you.

APR

25% small loan cap

How will Mechanics Bank - Groveland Branch help take out a payday loan in Groveland, New York?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to meet the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with customer data. It will take some minutes to consider the form. The money are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every customer should fill out the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Payday lenders do not consider this factor the only one to issue a loan in Groveland, New York. They assess many other factors before issuing a payday loan. One of them is payment abilities. This is a way to enhance your credit history.

The following general points will be rated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

Let's see

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