Advance America Payday Loans Review - Goleta, California

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4.6 104 reviews

Loan agency in Goleta, California

Organization owner?

159 N Fairview Ave, Goleta, CA 93117, USA

15 years in business

+1 (805) 683-1964

www.advanceamerica.net

Friday

10AM–6PM

Saturday

10AM–2PM

Sunday
(Easter)

Closed

Monday

10AM–6PM

Tuesday

10AM–6PM

Wednesday

10AM–6PM

Thursday

10AM–6PM

Domain Info

Feedback about Advance America?

Here you get acquainted with the feedback of our customers.

Note

Pay Attention

Further there will be shown the details about not a definite lender. The information below will define general information about payday loans and its specific elements.

Payday Loans in Goleta, California

A short-term loan is known as a payday loan. This is a type of a financial product issued for several weeks. Available loan amounts vary from $100-$1,000.

Such financial products as payday loan in Goleta, California is issued easily and quickly for a short term: 2-3 weeks. The interest rates are established on an individual basis depending on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Advance America help issue a payday loan in Goleta, California?

24/7 service. Such Internet services allow you to receive funds at any time. Funds are taken out around the clock. The loan will be sent to a credit card, so a personal visit to the office is not required.
No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
Online application. The application is filled in and considered much faster than in banks. Money is credited within 24 hours after receiving approval.
High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
Availability. Banks provide loans at more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.

Fill in an application

What data to fill in in the application? - General Info

To leave an application, every customer should fill in the following data:

Your loan:

Loan Amount, Loan Purpose, Email Address

About You:

First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN

Your Address:

Zip Code, Street Address

Your Income:

How often do you get paid?, Next Paydate, Type of Account, How do you get paid?

Your Employment:

Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number

Your Credit:

If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?

Finally:

Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

11%

Healthcare Bills

12%

Traveling

Car Repair

Clothes

Get Started

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to refuse the loan. Lenders do not consider this factor the only one to issue a loan in Goleta, California. They estmate many other factors before issuing a cash advance. One of them is financial capabilities. This is a way to improve your credit rating.

The following common points will be assessed before applying for a loan:

be at least 18 years old;
be a U.S. citizen;
be employed and have a reliable source of income;
have a checking account;
have a valid email address and phone number.

~ Credit score ~

Rate Your Credit Score

Low

300 – 579 points

No way to issue a loan
No ability to rent a room

Average

670 – 739 points

80% of loan approval
Apply for all loan types

Perfect

740 – 799 points

95% of loan approval
Apply for all loans incl. mortgage

Rate your APR

APR Calculator

Loan Amount $: *

Loan Term (Days): *

APR value %: *

Origination Fee $: *

$1000 Your loan

+ $38 Your fee

= $1,038 Total Cost*

* Total Cost - The sum of money you are to pay off within the term you’ve chosen if you borrow the stated above amount for the average (or required by your lender) APR.

The annual percentage rate will provide the cost of the loan. It takes seconds to see the result.

Let's see