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What people think about Westamerica Bank?
I had problems with paying back my bank loan and was not sure I would get accepted for a loan with Westamerica Bank . But it would be soooo embarrassing to borrow from family. Therefore, I took my chances and applied for $800 online. Fortunately I got approved!!! They literally saved my life.
Bethany Turner
Westamerica Bank seems legit. Applied twice. The first payday loan approved was small – $500, but next time the limit was increased to $1000. Repaid the loan on due date. The staff were friendly, they gave detailed answers to all my questions. No issues. But their rates are not the lowest on the net.
Xzavier Green
Good loan provider with reasonable rates. They deposited the next morning, as promised. I will use Westamerica Bank again if I need financial assistance.
Maxine Hand
Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Glen Ellen, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Online cash advance loans can be the best solution to your unexpected financial problems in Glen Ellen , California because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the payday lender's policy.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Westamerica Bank that offers payday loans in Glen Ellen, California
- Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go anywhere to finalize your application or receive funds. The funds will be sent to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes several minutes to fill out the application. The funds are deposited to your account as quickly as possible.
- 94% of applicants accepted. Almost all people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Submit your application to get a loan offer, then review its terms and rates.
Why people take out payday loans?
Payday loans for bad credit
Bad credit score can often be an obstacle to taking out a bank loan. A payday loan can rescue consumers who have low credit scores or have no credit history. But we advise you that as with any debt you should only dare applying for a cash advance if you are convinced that you can make payments without delays.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a loan, you can use an online calculator. It will show the exact APR of your cash advance.
Other Payday Lenders in Glen Ellen, California
Kinecta Federal Credit Union - Hawthorne
12750 Hawthorne Blvd unit a, Hawthorne, CA 90250, USA
+1 (800) 854-9846
www.kinecta.org
