Farmers & Merchants Bank of Central California Payday Loans Review - Galt, California

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3.6 11 reviews

1200 C St, Galt, CA 95632, USA
+1 (209) 367-2300
www.fmbonline.com
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM
Thursday
9AM–4PM
Testimonials

What people think about Farmers & Merchants Bank of Central California?

Below you read some of the opinions of our clients.
Note

Important

Below you can see general information about payday loans and their common aspects.

Payday Loans in Galt, Iowa

A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you receive your next paycheck, typically two to four weeks.

Online payday loans can be the right solution to your sudden financial issues in Galt , Iowa because they are easily obtained and easily paid off. Your APR will depend on your state regulations or on the company's policy.

APR

337% *

Max Loan

$500

Min Term

Not Specified

Max Term

31 days

Advantages of Farmers & Merchants Bank of Central California that offers payday loans in Galt, Iowa

  • Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive cash. The funds will be transferred to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic borrower requirements. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a couple of minutes to fill out the application. The funds are transferred to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get approved. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get accepted in any case.
Fill in an application

Information needed to complete a loan application

You will be required to enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit your application to recieve a loan offer, then review its terms and rates.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for people with a credit report that's less than perfect, or who have poor to no credit history. Bad credit rating may stop you from getting approved for a bank loan. Payday lenders in Galt, ia approve borrowers with poor credit. You can apply for a bad credit payday loan on the net around the clock and if approved could have the money in your account within the hour.

To get approved for a loan, you must comply with the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Use the below online calculator to quickly calculate the annual percentage rate and learn the exact cost of the payday loan immediately.

Let's see

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