Union Bank Payday Loans Review - Fresno, California

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3.8 15 reviews

1458 Kern St, Fresno, CA 93706, USA
+1 (559) 233-0591
blw.unionbank.com
Thursday
10AM–5PM
Friday
10AM–5PM
Saturday
Closed
Sunday
Closed
Monday
10AM–5PM
Tuesday
10AM–5PM
Wednesday
10AM–5PM

Domain Info

Created Date

1995-05-23

Mailing Address

1980 Saturn Street

Monterey Park

CA

91755

United States

Company Name

MUFG Union Bank

MUFG Union Bank N.A.

Contact Data

inetdomain-adm@unionbank.com

+1.3237202000

Testimonials

Feedback about Union Bank?

Here you grapple with the reviews of our customers.
Note

Pay Attention

The first three points describe the certain lending company. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Fresno, Ohio

The financial product known as a payday loan is taken out for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Hassle-free financial products are considered as payday loans in Fresno, oh. They are taken out at individually-set interest rates. They depend on customer's data. It is also significant to pay off as much payday loans as possible.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

How will Union Bank help take out a loan in Fresno, Ohio?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Funds are taken out around the clock. The payday loan will be sent to a card, so a personal visit to the office is not necessary.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then a customer should submit an application to get a proposal from one of lending companies.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a unfavorable factor that is processed by financial institutions. Lenders in Fresno, oh consider this circumstance not an obstacle to take out a loan. The customer of a payday loan should be ready to objectively assess financial capabilities, take out a loan, repay the debt on a due date and not only solve current difficulties, but enhance the credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the payday loan. It takes seconds to see the outcome.

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