Westamerica Bank Payday Loans Review - Fresno, California

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4 4 reviews
Organization owner?
1172 E Shaw Ave, Fresno, CA 93710, USA
+1 (559) 243-4370
www.westamerica.com
Thursday
9AM–4PM
Friday
9AM–6PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Wednesday
9AM–4PM

Domain Info

Created Date

1995-09-16

Mailing Address
Company Name
Contact Data
Testimonials

What people think about Westamerica Bank?

Below you see some of the reviews of our clients.

Westamerica Bank seems nice. They rescued me twice. The first cash advance approved was small – $300, but next time the limit was increased to $900. Repaid the loan early. The employees were understanding, they gave speedy answers to all my questions. No issues. But their rates are not the lowest on the net.

Mrs. Idell Ratke

They only ask for an ID to verify you. Last year I was broke and needed some cash to survive. These guys approved me although I had a bad credit score. Quick and safe application. Highly recommend!

Kyra Murray

I applied for the first cash advance in my life, was approved the same day despite the fact that I had debts already. I repaid it on time. Love this company for their affordable rates. Other lenders in my area charge sky high interest!

Jaden Bradtke

I recommend Westamerica Bank to everyone who need extra cash. I’ve been using them for 4th time. Always great service!

Jazmyn Grant I

Note

Pay Attention

The previous three items charactirize a definite financial institution. But below you can read common data about payday loans.

Payday Loans in Fresno, Ohio

A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.

Payday loans in Fresno, Ohio is are easy to get. The APR is individual for each borrower and depends on multiple aspects: age, income, loan amount needed, loan term, credit score, etc.

APR

28%

Max Loan

$1,000

Min Term

91 days

Max Term

1 year

Advantages of Westamerica Bank that offers payday loans in Fresno, Ohio

  • 24/7 service. This means you can apply and get funds at any time. Funds are sent into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be required to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
  • High approval chances. 94% of applications are approved.
  • Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Fill out an application

Information needed to complete a loan application

You will be required to fill in the following data:
Your loan:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

As soon as you fill out an application, submit it and recieve the lender’s decision.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Get Started
Bad Credit Approved

Payday loans for bad credit

Bad credit history can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have poor credit scores or have no credit score. But we remind you that as with any loan you should only dare applying for a payday loan if you are convinced that you can make payments as agreed in the contract.

To get approved for a payday loan, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a payday loan, you can use an online calculator. It will show the real APR of your cash advance.

Let's see

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Beneficial State Bank

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USC Credit Union

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Swall Financial Services Inc

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USA Title Loan Services – Loanmart Hesperia

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First Republic Bank

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Bank of America ATM

2695 Balls Ferry Rd, Anderson, CA 96007, USA

+1 (844) 401-8500

locators.bankofamerica.com