SchoolsFirst Federal Credit Union - Folsom Payday Loans Review - Folsom, California

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2.7 6 reviews

1010 Riley St #5, Folsom, CA 95630, USA
+1 (916) 569-5400
www.schools.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about SchoolsFirst Federal Credit Union - Folsom?

Here you see the feedback of our clients.
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Pay Attention

Further there will be shown the details about not a definite lending company. The information below will tell about general information about payday loans and its specific elements.

Payday Loans in Folsom, Pennsylvania

According to the definiftion, a payday loan is a lending option taken out for a short time span: 2-3 weeks. A small loan is issued: $100-$1,000.

It is easy and fast to take out loans in Folsom, Pennsylvania. The rates are accured on an individual basis: if a borrower repays as much loans as possible, he will be provided one of the most efficinet terms and rates.

APR

6% APR small loan cap

How will SchoolsFirst Federal Credit Union - Folsom help issue a loan in Folsom, Pennsylvania?

  • 24/7 operation. Such Internet services allow you to deposit funds at any time. Money are issued day and night. The payday loan will be sent to a bank account, so a personal visit to the office is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is sufficient. You do not need to send a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is credited within 24 hours after receiving approval.
  • High approval level. When it concerns to small amounts, a positive decision comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you should submit an application to get an offer from one of payday lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

If you are refused a loan at bank, the cause may be a bad credit history. This is a factor reviewed when deciding to take out a loan. Microfinance organizations do not consider this factor the only one to take out a loan in Folsom, Pennsylvania. The lending company will assess many points to qualify such as solvency. Cash advance will be a way to enhance your bad credit rating into a favorable one.

The following common points will be estimated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to know the APR of the loan, you are welcome to utilize the calculator. It will define the cost of the loan.

Let's see

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