Empire Home Loans, Inc. Payday Loans Review - Fair Oaks, California

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5 70 reviews

4401 Hazel Ave Suite 135, Fair Oaks, CA 95628, USA
+1 (916) 715-1974
www.empirehomeloans.com
Friday
8AM–5PM
Saturday
Closed
Sunday
Closed
Monday
8AM–5PM
Tuesday
8AM–5PM
Wednesday
8AM–5PM
Thursday
8AM–5PM

Domain Info

Testimonials

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Above-defined info offers the details about a exact lender. Below-specified info is devoted to common information about payday loans.

Payday Loans in Fair Oaks, Indiana

The financial product known as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is taken out for cutomers.

Payday loans in Fair Oaks, Indiana are taken out problem-free. The interest rate is dependent on the customer's person-related information: if you pay back more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

391% APR*

Max Loan

$550

Min Term

14 days

Max Term

Not Specified

How will Empire Home Loans, Inc. help issue a loan in Fair Oaks, Indiana?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out around the clock. The deposit will be sent to a bank account, so a personal visit to the store is not necessary.
  • No paperwork. The list of required certificates is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is transferred within 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive decision comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age restrictions and bad credit will become barriers to issuing a loan. Lenders are more loyal to borrowers. The presence of minor delays and a low credit rating does not guarantee denial.
Fill in an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then press a Submit button to recieve an offer from one of the lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is considered by financial institutions. Microfinance organizations in Fair Oaks, in consider this circumstance not a hindrence to issue a loan. The customer of a cash advance should be prepared to objectively estimate financial capabilities, take out a loan, pay back the debt on schedule and not only cope with current issues, but improve the credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should calculate its real cost. This calculator will show the annual percentage rate of the loan.

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