Prospera Gongalez Payday Loans Review - Escondido, California

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4 6 reviews
Loan agency in Escondido, California

608 N Escondido Blvd, Escondido, CA 92025, USA
+1 (888) 981-6357
Wednesday
12AM–8PM, 9PM–12AM
Thursday
12AM–8PM, 9PM–12AM
Friday
12AM–8PM, 9PM–12AM
Saturday
9PM–12AM
Sunday
12AM–8PM, 9PM–12AM
Monday
12AM–8PM, 9PM–12AM
Tuesday
12AM–8PM, 9PM–12AM
Testimonials

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Lending companies are provided in the first three points. Below info shows shared information about payday loans.

Payday Loans in Escondido, California

The financial product called as a payday loan is issued for a short-lasting period: 2-3 weeks. $100-$1,000 is approved for clients.

Such financial products as payday loan in Escondido, California is issued simply and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more payday loans you pay back off, the more favorable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Prospera Gongalez help take out a payday loan in Escondido, California?

  • 24/7 operation. Such online services allow you to credit funds at any time. Funds are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to send a certificate of income.
  • Online application. The application is filled in and considered much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval level. When it relates to small amounts, a positive answer comes up 98%.
  • Availability. Banks provide loans at more stringent requirements on their customers. Age restrictions and bad credit will become barriers to taking out a loan. Payday lenders are more loyal to customers. The presence of minor delays and a bad credit does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every client should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the offer.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the application. Payday loans in Escondido, California may help improve your credit score.

The following common points will be assessed before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator defines the cost of the payday loan known as APR.

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U.S. Bank Branch

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Union Bank

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+1 (760) 779-9955

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Navy Federal Credit Union - ATM

32nd Street Bldg B-454, National City, CA 91950, USA

+1 (888) 842-6328

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U.S. Bank Branch

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+1 (619) 216-5100

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Pacific Premier Bank

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+1 (714) 594-5404

www.ppbi.com