U.S. Bank Branch Payday Loans Review - Escondido, California

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2.9 15 reviews

2369 E Valley Pkwy, Escondido, CA 92027, USA
+1 (760) 747-3851
locations.usbank.com
Wednesday
9AM–5PM
Thursday
9AM–5PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM

Domain Info

Created Date

1995-02-14

Mailing Address

MN

United States

Company Name

US Bank, National Association

US Bank, National Association

Testimonials

Feedback about U.S. Bank Branch?

Here you see the reviews of our customers.
Note

Pay Attention

The first three points specify the certain lender. In other turn, below-specified info makes readers grapple with common information about payday loans.

Payday Loans in Escondido, California

A short-term loan is considered as a payday loan. This is a type of a financial product taken out for several weeks. Accessible loan amounts range from $100-$1,000.

Payday loans in Escondido, California are taken out problem-free. The interest percentage is dependent on the customer's person-related data: if you pay back more payday loans, the more efficient terms and rates lenders guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will U.S. Bank Branch help take out a payday loan in Escondido, California?

  • Day and night service. Night hours are the same working for online lenders. You should not attend the chosen payday lender offline. The funds will be deposited to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with personal data. It will take some minutes to review the form. The funds are deposited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you contact a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and get the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history if one of reasons to deny the loan. Payday lenders do not consider this factor the only one to issue a loan in Escondido, California. They rate many other factors before issuing a payday loan. One of them is payment abilities. This is a way to improve your credit rating.

The following general points will be rated before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

Let's see

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