North Island Credit Union Payday Loans Review - Encinitas, California

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5 reviews

288 N El Camino Real, Encinitas, CA 92024, USA
+1 (800) 334-8788
northisland.ccu.com
Wednesday
9AM–4PM
Thursday
9AM–4PM
Friday
9AM–5PM
Saturday
9AM–1PM
Sunday
Closed
Monday
9AM–4PM
Tuesday
9AM–4PM
Testimonials

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Above-shown info provides the details about a definite lender. Below-shown info is oriented on general information about payday loans.

Payday Loans in Encinitas, California

Payday loan is issued for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

This financial product in Encinitas, California is taken out simply and fast. The interest rate is specified considering the category of the borrower: the more loans are successfully paid off, the more reasonable terms will be guaranteed to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will North Island Credit Union help issue a payday loan in Encinitas, California?

  • Round the clock service. Every borrower may address the service at any time of the day and night. The borrowed funds will be transfered to credit card. You won't be asked to visit any department.
  • No certificates required. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online application. You have to fill out an online application only. It will be reviewed in a matter of minutes. The money are credited in 24 business hours.
  • Fast and high approval level. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from taking out a loan. Minor delays and low credit rating won't be an obstacle to issue a loan from online lenders.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every client should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to get terms and rates for an offer from one of lenders.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A negative factor processed by financial institutions is called as bad credit history. But this hindrence is not taken as the only one by lenders to take out a cash advance. The lender review many aspects such as financial capabilities to approve the application. Payday loans in Encinitas, California may help enhance your credit rating.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you need to calculate the annual percentage rate of the payday loan, you are welcome to apply the calculator. It will define the cost of the loan.

Let's see

Other Payday Lenders in Encinitas, California

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Bank of America (with Drive-thru ATM)

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California Check Cashing Stores

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Mechanics Bank - Westlake Village Branch

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California Bank & Trust

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Manufacturers Bank

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+1 (213) 489-6200

www.manufacturersbank.com

Bank of the Sierra

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+1 (559) 747-1920

www.bankofthesierra.com

ATM (Union Bank)

21821 Devonshire St, Chatsworth, CA 91311, USA

+1 (818) 775-9620

www.unionbank.com