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What people think about Seacoast Commerce Bank?
Simple application. I only filled in an ID and a bank account. Same day lending decision. The first time I was approved for $300 only. Hope the limit will be more next time. APR is affordable . Repaid the debt even before the due date. If desired, the term can be also extended.
Manley Casper
I had problems with paying off my bank loan and was not sure I would get accepted for a loan with Seacoast Commerce Bank . But it would be soooo embarrassing to borrow from parents. Therefore, I took my chances and applied for $700 online. Fortunately I got approved!!! They literally saved my life.
Damian Mueller Jr.
Seacoast Commerce Bank rescued me in a hard time. They approved me for a cash advance although I had credit problems. The process was trouble free and speedy. I like their exceptional customer support service and reasonable rates. I will surely recommend this website to my relatives and friends.
Abagail Huels V
Important
The previous three items describe a precise company. But below you can find general data about payday loans.
Payday Loans in Encinitas, California
A payday loan is a short-term, small loan ($100 - $1,000) that you repay once you get your next paycheck, typically two to four weeks.
It is easy and fast to get approved for payday loans in Encinitas, California. The interest rate will be set specifically for each client and will depend on the personal details the person entered.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Seacoast Commerce Bank that offers payday loans in Encinitas, California
- Day and night service. This means you can apply from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or get cash. The funds will be deposited to your bank account the same day or the next day.
- Collateral is not needed. You only need to comply with the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
- Application is purely online. It only takes a couple of minutes to complete the application. The funds are transferred to your account as quickly as possible.
- 94% of applicants accepted. Almost all adult people are eligible for payday loans.
- Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only accept good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Information needed to complete a loan application
Then submit an application and wait for a decision.
Why people apply for payday loans?
Payday loans for bad credit
Bad credit score can usually be an obstacle to getting a bank loan. A payday loan can rescue people who have low credit scores or have no credit score. But we advise you that as with any loan you should only think about applying for a payday loan if you are confident that you can afford payments as agreed in the contract.
To get approved for a cash advance, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you are going to apply for a payday loan, you can use an online calculator. It will show the definite APR of your payday loan.
Other Payday Lenders in Encinitas, California
Bank of the West
11100 San Pablo Ave, El Cerrito, CA 94530, USA
+1 (510) 235-2980
www.bankofthewest.com
Community West Bank
1463 S Victoria Ave, Ventura, CA 93003, USA
+1 (805) 650-1901
www.communitywestbank.com
Rockys Pawn Shop
55405 Twentynine Palms Highway, Yucca Valley, CA 92284, USA
+1 (760) 369-3601
www.rockyspawnshop.com
TFC Title Loans - San Jose
715 N 1st St #23, San Jose, CA 95112, USA
+1 (844) 242-3543
www.tfctitleloans.com
U.S. Bank-Aarti Sangodkar-Mortgage Loan Officer
4180 Barranca Pkwy, Irvine, CA 92604, USA
+1 (949) 651-6410
mortgage.usbank.com
Redwood Credit Union
1129 S Cloverdale Blvd Suite A, Cloverdale, CA 95425, USA
+1 (800) 479-7928
www.redwoodcu.org