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What people think about Patelco Credit Union?
Good service, friendly bankers
Billie VonRueden
This experience was the best customers I've had in a long time.
Sydnie Wilkinson I
And somehow they keep thinking my check is a business check!
Edna Gutmann
Important
The previous three items charactirize a certain lender. But below you can read common information about payday loans.
Payday Loans in Elk Grove, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Payday loans may be an easy and speedy solution to a short-term problem in Elk Grove, California. Loans from payday lenders can get you money within a few hours. Your APR will depend on a few factors.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Patelco Credit Union that offers payday loans in Elk Grove, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting accepted for a cash advance.
Information needed to complete a loan application
Submit an application to get a loan offer from one of the lenders.
Why people apply for cash advances?
Payday loans for bad credit
Having a bad credit score automatically disqualifies applicants from getting a bank loan. Payday loans give clients with a bad credit score an increased opportunity to get approved for payday loans. A payday loan may be the only financial product available for some individuals to help them cover urgent expenses. If you take out such a loan, it is important that you always borrow within your capabilities and pay off your loan commitments as agreed in the contract.
To get approved for a payday loan, you have to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
If you want to learn the real APR of the loan before applying, you can use the online calculator. It will help you determine the real cost of the cash advance loan in a few minutes.
Other Payday Lenders in Elk Grove, California
U.S. Bank ATM - Porter Ranch Ralphs
19781 Rinaldi St, Northridge, CA 91326, USA
+1 (800) 872-2657
www.usbank.com
Bank of America (with Drive-thru ATM)
645 Carlsbad Village Dr, Carlsbad, CA 92008, USA
+1 (760) 730-2989
locators.bankofamerica.com
Landmark Financial Inc
1333 Camino del Rio S, San Diego, CA 92108, USA
+1 (619) 491-0196
www.lendmarkfinancial.com
U.S. Bank Branch
24975 Pico Canyon Rd, Stevenson Ranch, CA 91381, USA
+1 (661) 260-2980
locations.usbank.com
