Check Into Cash Payday Loans Review - El Cerrito, California

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4.9 44 reviews
Loan agency in El Cerrito, California

11299-L, San Pablo Ave, El Cerrito, CA 94530, USA
+1 (510) 620-0418
local.checkintocash.com
Friday
10AM–6PM
Saturday
10AM–1PM
Sunday
Closed
Monday
10AM–6PM
Tuesday
2–6PM
Wednesday
10AM–6PM
Thursday
2–6PM

Domain Info

Created Date

1997-04-01

Mailing Address

Tennessee

United States

Company Name

Check Into Cash

Check Into Cash

Testimonials

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Here you see the reviews of our customers.
Note

Pay Attention

Lenders are described in the first three points. Below info shows common information about payday loans.

Payday Loans in El Cerrito, California

Payday loan is taken out for a short period: 2-3 weeks. The provided loan amounts are $100-$1,000.

Payday loans in El Cerrito, California are issued problem-free. The interest rate is dependent on the borrower's person-related data: if you repay more payday loans, the more favorable terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Check Into Cash help take out a payday loan in El Cerrito, California?

  • Round the clock service. Every borrower may contact the service round the clock. The borrowed funds will be credited to card. You won't be asked to attend any store.
  • No certificates necessary. The list of certificates to get an approval is minimum. You need only an ID. A income certificate is not required.
  • Online form. You have to fill out an online application only. It will be processed within minutes. The money are deposited in 24 business hours.
  • Fast and high approval rate. The positive decision counts almost 98%.
  • Accessibility. Not all customers are able to take out a loan at banks. Age and bad credit may prevent from issuing a loan. Minor delays and low score won't be a hindrance to issue a cash advance from online lenders.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

2%
Healthcare Bills

2%
Traveling

2%
Car Repair

1%
Clothes

1%
Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is assessed by lenders before taking out a loan. But banks almost 100% refuse the application when lenders in El Cerrito, ca will estimate other aspects like financial capabilities and approve a cash advance. This is a way to improve your credit score.

The following general points will be assessed before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to take out a payday loan, you should define its definite cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in El Cerrito, California

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5 Star Car Title Loans

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One Hour Car Title Loans

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First Bank - Lobby by Appointment Only

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+1 (310) 456-5579

www.first.bank

Oportun

4215 Norwood Ave, Sacramento, CA 95838, USA

+1 (916) 226-9802

oportun.com

First Northern Bank

434 2nd St, Davis, CA 95616, USA

+1 (530) 758-7500

www.thatsmybank.com

Pacific City Bank

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+1 (213) 201-5600

www.paccity.net

Monterey Credit Union

501 E Franklin St, Monterey, CA 93940, USA

+1 (831) 647-1000

www.montereycu.com

First Foundation Bank

323 20th St, Oakland, CA 94612, USA

+1 (510) 250-8130

www.firstfoundationinc.com