Simple Loan Inc Payday Loans Review - El Cajon, California

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Loan agency in El Cajon, California

833 Broadway #200, El Cajon, CA 92021, USA
+1 (619) 937-7115
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Above-shown info offers the details about a certain lending company. Below-defined info is oriented on common information about payday loans.

Payday Loans in El Cajon, California

Payday loan is issued for a short span: 2-3 weeks. The offered loan amounts are $100-$1,000.

Such financial products as payday loan in El Cajon, California is taken out easily and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis depending on the person-related data: the more loans you pay back off, the more reasonable rates a client will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Simple Loan Inc help issue a loan in El Cajon, California?

  • 24/7 operation. Such Internet services allow you to credit funds at any time. Money are taken out day and night. The deposit will be sent to a credit card, so a personal visit to the office is not required.
  • No paperwork. The list of required documents is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval level. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to customers. The presence of minor delays and a low credit rating does not guarantee rejection.
Fill in an application

What data to fill in in the application? - General Info

To submit an application, every customer should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a deal.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is taken into account by financial institutions. Lenders in El Cajon, ca consider this circumstance not an obstacle to take out a loan. The borrower of a loan should be prepared to objectively assess financial solvency, issue a loan, repay the debt on schedule and not only cope with current issues, but enhance the credit history.

The following general points will be assessed before applying for a cash advance:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator clarifies the cost of the payday loan known as annual percentage rate.

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Other Payday Lenders in El Cajon, California

Advance America

2329 N Oxnard Blvd, Oxnard, CA 93036, USA

+1 (805) 278-7842

www.advanceamerica.net

OneWest Bank

6128 Telegraph Rd Suite A, Ventura, CA 93003, USA

+1 (805) 677-2300

www.onewestbank.com

Valley Strong Credit Union

1341 Allen Rd, Bakersfield, CA 93314, USA

+1 (661) 833-7900

www.valleystrong.com

Fremont Bank

210A Railroad Ave, Danville, CA 94526, USA

+1 (925) 309-1040

www.fremontbank.com

Lendmark Financial Services LLC

3853 S Bristol St, Santa Ana, CA 92704, USA

+1 (714) 540-8878

www.lendmarkfinancial.com

The Loan Guy

26800 Aliso Viejo Pkwy #200, Aliso Viejo, CA 92656, USA

+1 (949) 394-4442

jmj.me

Edelman Financial Engines

2901 Douglas Blvd Suite 250, Roseville, CA 95661, USA

+1 (888) 752-6742

www.edelmanfinancialengines.com

Evergreen Home Loans - Lancaster Branch

1805 W Ave K STE 204, Lancaster, CA 93534, USA

+1 (661) 723-6700

www.evergreenhomeloans.com

Valley First Credit Union

645 Herndon Ave Ste 100, Clovis, CA 93612, USA

+1 (559) 225-7228

valleyfirstcu.org