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What people think about Banner Bank?
No problem - Erin will walk you through it personally.
Garrison Wilderman
I have had excellent service at Banner Bank.
Mrs. Mikayla Bednar DVM
The employees in the bank were very nice and very professional.
Dr. Justus Franecki DDS
Important
Above there is information about a exact loan provider. Below you can see common aspects of payday loans.
Payday Loans in El Cajon, California
A payday loan is a small, short-term loan that's meant to be paid off with the borrower's next paycheck. Amounts typically range from $100 to $1,000.
Cash advance loans may become an easy and speedy solution to a short-term problem in El Cajon, California. Loans from payday lenders can get you money within a few hours. Your interest rate will depend on several things.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Banner Bank that offers payday loans in El Cajon, California
- Apply around the clock. You can use the online service at any time of the day and night. The necessary money will be sent to your bank account as soon as possible. You won't be asked to come to the lender’s office.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can finalize the application from the comfort of your home. If approved, the money will be sent to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all customers are able to get a bank loan due to poor credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for cash advances?
Payday loans for bad credit
If you have a bad credit score you may still get a payday loan. Such loans are created to help meet the needs of clients with less than perfect credit scores. There are companies who may be ready to offer you a payday loan even if you have a bad credit rating. You will need a regular income to get accepted for a bad credit payday loan.
To get approved for a payday loan, you need to meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the annual percentage rate and find out the real cost of the cash advance loan immediately.
Other Payday Lenders in El Cajon, California
Check Into Cash
24451 Alicia Pkwy Suite C-4, Mission Viejo, CA 92691, USA
+1 (949) 462-0637
local.checkintocash.com
Valley Strong Credit Union
3300 Buena Vista Rd j, Bakersfield, CA 93311, USA
+1 (661) 833-7900
www.valleystrong.com
Navy Federal Credit Union
1450 Eastlake Pkwy #801, Chula Vista, CA 91915, USA
+1 (888) 842-6328
www.navyfederal.org
Bank of America ATM
524 E Main St, Barstow, CA 92311, USA
+1 (844) 401-8500
locators.bankofamerica.com
Bank of the West
3509 El Camino Ave, Sacramento, CA 95821, USA
+1 (916) 483-6601
www.bankofthewest.com
USA Title Loan Services – Loanmart Adelanto
11600 Bartlett Ave Unit 2, Adelanto, CA 92301, USA
+1 (760) 428-0024
www.800loanmart.com
OneWest Bank
6009 Paseo Delicias Suite A, Rancho Santa Fe, CA 92067, USA
+1 (858) 756-1501
www.onewestbank.com