Payday Payday Loans Review - El Cajon, California

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5 reviews
Loan agency in El Cajon, California

Broadway, El Cajon, CA 92021, USA
+1 (800) 463-2468
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Above there are details about a certain lending company. Below every user may get acquainted with the common features of payday loans.

Payday Loans in El Cajon, California

According to the definiftion, a payday loan is a loan issued for a short term: 2-3 weeks. A small loan is issued: $100-$1,000.

This financial product in El Cajon, California is taken out simply and quickly. The interest percentage is specified depending on the category of the client: the more loans are successfully paid back, the more attractive terms will be ensured to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will Payday help issue a payday loan in El Cajon, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be deposited to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online application with customer data. It will take several minutes to review the form. The money are credited in 24 business hours.
  • The approval level is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions established by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill in in the application? - General Info

To submit an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling in an application, submit it and recieve the decision.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A unfavorable factor considered by financial institutions is known as bad credit history. But this obstacle is not taken as the only one by microfinance organizations to issue a loan. The lender review many aspects such as financial solvency to approve the form. Cash advance in El Cajon, California may help level up your credit history.

The following general points will be estimated before applying for a payday loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The annual percentage rate will specify the cost of the loan. It takes seconds to see the result.

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Other Payday Lenders in El Cajon, California

Lendmark Financial Services LLC

41257 Margarita Rd Suite B103, Temecula, CA 92591, USA

+1 (951) 973-7271

www.lendmarkfinancial.com

First Foundation Bank

323 20th St, Oakland, CA 94612, USA

+1 (510) 250-8130

www.firstfoundationinc.com

Union Bank

12950 Carmel Country Rd, San Diego, CA 92130, USA

+1 (858) 792-8428

www.unionbank.com

Commercial Loan Express

8 E Figueroa St # 250, Santa Barbara, CA 93101, USA

+1 (805) 568-1660

commercialloanexpress.com

Quick Cash

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+1 (408) 780-0223

Check Into Cash

1497 A Creston Rd, Paso Robles, CA 93446, USA

+1 (805) 227-7152

local.checkintocash.com

U.S. Bank Branch

2320 S Broadway, Santa Maria, CA 93454, USA

+1 (805) 348-1933

locations.usbank.com

Mechanics Bank - Napa Branch

700 Trancas St, Napa, CA 94558, USA

+1 (707) 227-9300

www.mechanicsbank.com

The Brookline Group

4400 Nogales Dr, Tarzana, CA 91356, USA

+1 (818) 343-2452

www.thebrooklinegroup.org