Stearns Lending Payday Loans Review - Downey, California

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Loan agency in Downey, California

8129 E Florence Ave #202, Downey, CA 90240, USA
+1 (562) 928-9800
stearns.com

Domain Info

Created Date

1995-11-25

Mailing Address

California

United States

Company Name

Stearns Lending, LLC

Stearns Lending, LLC

Testimonials

What people think about Stearns Lending?

Below you find some of the opinions of our customers.
Note

Pay Attention

Above there is information about a precise company. Below you can read common aspects of payday loans.

Payday Loans in Downey, Idaho

A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.

Payday loans may seem like an easy and fast solution to a short-term problem in Downey, Idaho. Loans from payday lenders can get you money same day. Your interest rate will depend on several things.

APR

652%*

Max Loan

$1,000 (or 25% of gross monthly income)

Min Term

Not Specified

Max Term

Not Specified

Advantages of Stearns Lending that offers payday loans in Downey, Idaho

  • 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
  • No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
  • Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
  • High approval rates. 94% of applicants are accepted.
  • Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following details:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit your online application to get an offer from one of payday lenders.

Common reasons

Why people take out payday loans?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

Payday loans are created for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Downey, id work with individuals with poor credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within several hours.

To get accepted for a cash advance, you must meet the following eligibility criteria:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

If you are going to apply for a cash advance loan, you can use an online calculator. It will show the definite APR of your loan.

Let's see

Other Payday Lenders in Downey, California

Stearns Lending

9940 Starr Rd, Windsor, CA 95492, USA

+1 (707) 620-0118

stearns.com

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Lenox Financial Mortgage Corporation dba WesLend Financial

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Westamerica Bank

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Loanleaders of America

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+1 (888) 834-1988

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Check Into Cash

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+1 (310) 886-0218

local.checkintocash.com

Money Scholar

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+1 (310) 738-7301

Technology Credit Union

1562 S Bascom Ave, San Jose, CA 95125, USA

+1 (408) 467-2382

www.techcu.com

U.S. Bank Branch

2300 Mendocino Ave, Santa Rosa, CA 95403, USA

+1 (707) 523-8090

locations.usbank.com