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What people think about Stearns Lending?
It wanted to fix my credit because I had no chances of getting accepted for a student loan. So I applied for a cash advance via Stearns Lending. Took out 2 small loans, one after another, and repaid them in timely manner. My credit score improved! It worked! Very nice lender.
Prof. Leo Johnston
They approve applicants immediately and transfer money the next day. But be careful – they charge high penalties for missed payments. You’d better be a responsible borrower! Do not repeat my mistake!
Misty Koss
I have already used this website twice and I was very satisfied with the rates. This is the only round the clock lender with competitive rates in my area.
Katheryn Conn
I always use Stearns Lending when it need a loan. The application process is quick. No troubles.
Emerald Swaniawski II
Thank you Stearns Lending for helping me when I needed funds so bad to pay for surgery. I have applied through this website once and everything was nice. This is the most transparent lender with no hidden fees. Highly recommended!!!
Madisen Wisozk
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Above there is information about a precise company. Below you can read common aspects of payday loans.
Payday Loans in Downey, Idaho
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 4 weeks.
Payday loans may seem like an easy and fast solution to a short-term problem in Downey, Idaho. Loans from payday lenders can get you money same day. Your interest rate will depend on several things.
652%*
$1,000 (or 25% of gross monthly income)
Not Specified
Not Specified
Advantages of Stearns Lending that offers payday loans in Downey, Idaho
- 24/7 service. This means you can apply and get money around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s store.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are sent to your account very quickly.
- High approval rates. 94% of applicants are accepted.
- Any credit welcomed. Banks reject applicants with bad credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of payday lenders.
Payday loans for bad credit
Payday loans are created for borrowers with a credit report that's less than perfect, or who have little to no credit history. Bad credit score may prevent you from getting approved for a bank loan. Payday lenders in Downey, id work with individuals with poor credit. You can request a bad credit payday loan on the net at any time of the day and if accepted could have the money in your account within several hours.
To get accepted for a cash advance, you must meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
Other Payday Lenders in Downey, California
Union Bank
3887 Thousand Oaks Blvd, Thousand Oaks, CA 91362, USA
+1 (805) 370-4900
blw.unionbank.com
Lenox Financial Mortgage Corporation dba WesLend Financial
200 Sandpointe Ave floor 8, Santa Ana, CA 92707, USA
+1 (888) 965-3669
www.lenoxhomeloans.com
Westamerica Bank
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+1 (530) 477-4040
www.westamerica.com
Loanleaders of America
38 Executive Park #260, Irvine, CA 92614, USA
+1 (888) 834-1988
www.loanleaders.com
Check Into Cash
10900 Long Beach Blvd # 104, Lynwood, CA 90262, USA
+1 (310) 886-0218
local.checkintocash.com
U.S. Bank Branch
2300 Mendocino Ave, Santa Rosa, CA 95403, USA
+1 (707) 523-8090
locations.usbank.com