BAC Community Bank Payday Loans Review - Discovery Bay, California

Your personal information is safe with us
5 reviews

14804-A CA-4, Discovery Bay, CA 94505, USA
+1 (925) 634-0112
www.bankbac.com
Thursday
9AM–5:30PM
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5:30PM
Tuesday
9AM–5:30PM
Wednesday
9AM–5:30PM
Testimonials

Feedback about BAC Community Bank?

Here you see the reviews of our clients.
Note

Pay Attention

Lending companies are described in the first three points. Below info shows general information about payday loans.

Payday Loans in Discovery Bay, California

Payday loans are a type of loans taken out by payday lender to people for a short period of time - usually several weeks. It is taken out a small amount: $100-$1,000.

Such financial products as payday loan in Discovery Bay, California is issued simply and quickly for a short time span: 2-3 weeks. The interest rates are set on an individual basis concerning on the person-related data: the more payday loans you pay back off, the more reasonable rates you will get.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will BAC Community Bank help take out a payday loan in Discovery Bay, California?

  • 24/7 service. Such Internet services allow you to credit funds at any time. Funds are taken out day and night. The transfer will be sent to a card, so a personal visit to the department is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is sufficient. You do not need to provide a certificate of income.
  • Online application. The application is filled in and processed much faster than in banks. Money is deposited in a mtter of 24 hours after receiving approval.
  • High approval rate. When it concerns to small amounts, a positive answer comes up 98%.
  • Availability. Banks offer more stringent requirements on their borrowers. Age limits and bad credit will become barriers to issuing a loan. Payday lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

After filling out an application, submit it and recieve the decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

Bad credit history is a adverse factor that is reviewed by financial institutions. Lenders in Discovery Bay, ca consider this circumstance not a drawback to take out a loan. The recipient of a cash advance should be prepared to objectively estimate financial abilities, take out a loan, repay the debt on a due date and not only handle current issues, but improve the credit score.

The following common points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

If you are going to issue a loan, you should determine its real cost. This calculator will show the APR of the loan.

Let's see

Other Payday Lenders in Discovery Bay, California

Cashstand

26560 Agoura Rd UNIT 110, Calabasas, CA 91302, USA

+1 (818) 878-9345

U.S. Bank Branch

300 Main St, Los Altos, CA 94022, USA

+1 (650) 949-0640

locations.usbank.com

Redwood Credit Union

8945 Brooks Rd S #111, Windsor, CA 95492, USA

+1 (707) 545-4000

www.redwoodcu.org

Santa Barbara Bank & Trust

300 Tres Pinos Rd, Hollister, CA 95023, USA

+1 (831) 637-2265

www.unionbank.com

America's Home Loans

131A Stony Cir #500, Santa Rosa, CA 95401, USA

+1 (707) 579-5411

www.amh-loans.com

Swift Title Loans Oroville

857 Oroville Dam Blvd E, Oroville, CA 95965, USA

+1 (530) 203-6483

cartitleloansla.com

Union Bank

2300 Huntington Dr, San Marino, CA 91108, USA

+1 (626) 320-1331

blw.unionbank.com

Bank of the West

6661 Front St, Forestville, CA 95436, USA

+1 (707) 887-3320

www.bankofthewest.com

ACE Cash Express

290 E Cross Ave, Tulare, CA 93274, USA

+1 (559) 684-0150

www.acecashexpress.com