El Dorado Savings Bank Payday Loans Review - Diamond Springs, California

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4.3 3 reviews

694 Pleasant Valley Rd, Diamond Springs, CA 95619, USA
+1 (530) 626-5701
www.eldoradosavingsbank.com
Friday
9AM–6PM
Saturday
Closed
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Thursday
9AM–5PM
Testimonials

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Pay Attention

Payday lenders are shown in the first three points. Below info shows general information about payday loans.

Payday Loans in Diamond Springs, California

According to the definiftion, a payday loan is a loan issued for a short period: 2-3 weeks. A small loan is taken out: $100-$1,000.

Such financial products as payday loan in Diamond Springs, California is taken out easily and fast for a short term: 2-3 weeks. The interest rates are established on an individual basis concerning on the personal data: the more loans you pay back off, the more reasonable rates a client will recieve.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will El Dorado Savings Bank help issue a payday loan in Diamond Springs, California?

  • Day and night service. Night hours are the same business hours for online lenders. You should not visit the chosen lender offline. The funds will be transferred to your bank account.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to provide an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to consider the application. The funds are credited in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many restrictions set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may issue a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To submit an application, every borrower should fill in the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Submit an application to recieve terms and rates for an offer from one of lenders.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor considered by financial institutions is called as bad credit history. But this drawback is not reviewed as the only one by microfinance organizations to take out a cash advance. The lender process many aspects such as financial solvency to approve the request. Payday loans in Diamond Springs, California may help improve your credit history.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

The calculator shows the cost of the payday loan known as annual percentage rate.

Let's see

Other Payday Lenders in Diamond Springs, California

U.S. Bank Branch

6534 Platt Ave, West Hills, CA 91307, USA

+1 (818) 226-3913

locations.usbank.com

Global Financing Online

205 5th St G, Santa Rosa, CA 95401, USA

+1 (707) 575-8700

www.gfoworld.com

Seacoast Commerce Bank

277 N El Camino Real, Encinitas, CA 92024, USA

+1 (760) 448-2850

sccombank.com

Tri Counties Bank

890 Fortress St, Chico, CA 95973, USA

+1 (530) 898-0440

www.tcbk.com

Frontwave Credit Union - Yucca Valley

57402 Twentynine Palms Highway Suite 6, Yucca Valley, CA 92284, USA

+1 (800) 736-4500

www.frontwavecu.com

Advance America

4120 Clairemont Mesa Blvd Unit 101-C, San Diego, CA 92117, USA

+1 (858) 490-0292

www.advanceamerica.net

La Check Cashers

8925 Sepulveda Blvd # 111, North Hills, CA 91343, USA

+1 (818) 830-0250

Heritage Bank of Commerce

419 S San Antonio Rd, Los Altos, CA 94022, USA

+1 (650) 941-9300

www.heritagebankofcommerce.com

ACE Cash Express

1221 N State St ste b, San Jacinto, CA 92583, USA

+1 (951) 654-0736

www.acecashexpress.com