Travis Credit Union Payday Loans Review - Davis, California

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3.1 26 reviews

1380 E Covell Blvd, Davis, CA 95616, USA
+1 (800) 877-8328
www.traviscu.org
Thursday
10AM–5:30PM
Friday
10AM–5:30PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–5:30PM
Tuesday
10AM–5:30PM
Wednesday
10AM–5:30PM
Testimonials

What people think about Travis Credit Union?

Below you get acquainted with some of the opinions of our clients.
Note

Pay Attention

Below you can see general information about payday loans and their common features.

Payday Loans in Davis, West Virginia

A payday loan is a short-term loan that can help you cover sudden cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.

Payday loans may seem like an easy and speedy solution to a short-term problem in Davis, West Virginia. Loans from payday lenders can get you funds quickly. Your interest rate will depend on several things.

APR

31% APR for loans up to $2,000

Advantages of Travis Credit Union that offers payday loans in Davis, West Virginia

  • Day and night service. This means you can submit an application from the comfort of your home. You won’t have to go to the lender’s location to finalize your application or receive funds. The money will be deposited to your bank account the same day or the next day.
  • Collateral is not needed. You only need to meet the basic eligibility criteria. You only need to provide some proof of income as well as valid identification. Bank statements and letter from employer are not needed.
  • Application is purely online. It only takes a few minutes to submit the application. The funds are deposited to your account as quickly as possible.
  • 94% of applicants accepted. Almost all adult people are eligible for payday loans.
  • Bad credit is ok. If you apply for a bank loan with bad credit, you are unlikely to get accepted. Banks only work with good credit. Payday lenders do not pay attention to your credit and previous mistakes. You are likely to get approved in any case.
Fill in an application

Information needed to complete a loan application

You will be required to fill in the following information:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application and wait for approval.

Common reasons

Why people take out cash advances?

Car expenses

Treatment

Vacation

Clothes

Home improvement

Debt Consolidation

Bad Credit Approved

Payday loans for bad credit

A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to consumers with a bad credit history. Payday loan approvals depend very much on other aspects. Payday companies will check your wages and subtract all your expenses. Usually, your score won’t be affected by a payday loan, as long as you repay it in full and as agreed in the contract.

To get approved for a payday loan, you need to meet the following requirements:

  • be 18 years old or older;
  • be a U.S. citizen or permanent resident;
  • be employed and have a steady income;
  • have a valid checking account in your name;
  • have an email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No ability to get a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans including mortgage
Rate your APR

APR Calculator

Find out the annual percentage rate right now. Use this online calculator to specify the real cost of your loan. It only takes a couple of seconds to become informative even before applying.

Let's see

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