San Mateo Credit Union Payday Loans Review - Daly City, California

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4.6 19 reviews

415 Westlake Center, Daly City, CA 94015, USA
+1 (650) 363-1725
smcu.org
Thursday
9AM–5PM
Friday
9AM–6PM
Saturday
9AM–2PM
Sunday
Closed
Monday
9AM–5PM
Tuesday
9AM–5PM
Wednesday
9AM–5PM
Testimonials

Feedback about San Mateo Credit Union?

Here you get acquainted with the feedback of our customers.
Note

Pay Attention

Above-defined info provides the details about a definite lending company. Below-shown info is oriented on general information about payday loans.

Payday Loans in Daly City, California

According to the definiftion, a payday loan is a lending option taken out for a short period: 2-3 weeks. A small amount is taken out: $100-$1,000.

This financial product in Daly City, California is issued simply and quickly. The interest rate is specified considering the category of the customer: the more loans are successfully repaid, the more attractive terms will be offered to you.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will San Mateo Credit Union help take out a loan in Daly City, California?

  • Day and night service. Night hours are the same working for online lending companies. You should not visit the chosen lender offline. The funds will be transferred to your card.
  • No certificates. It is necessary to satisfy the minimum list of certificates. An ID is one document to have. There is no obligation to send an income certificate.
  • Online application. Submit an online form with personal data. It will take some minutes to review the application. The money are transferred in 24 business hours.
  • The approval rate is high. Almost 98% of positive decisions are made.
  • Affordability. If you address a bank for a loan, you won't be sure it will be approved. There are many limits set by banks. Payday lenders do not pay attention to minor delays and bad credit. You may take out a loan fast and efficient.
Fill out an application

What data to fill out in the application? - General Info

To leave an application, every customer should enter the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then submit an application to get an offer from one of the lending companies.

Reasons

Why people take out payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

A adverse factor reviewed by financial institutions is known as bad credit history. But this hindrence is not reviewed as the only one by microfinance organizations to take out a cash advance. The lending company process many aspects such as financial solvency to approve the request. Cash advance in Daly City, California may help enhance your credit score.

The following general points will be rated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator serves to calculating the annual percentage rate. This is a exact cost of the loan.

Let's see

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