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What people think about Cathay Bank?
Easy application. I only entered an ID and a bank account. Fast processing. The first time I was accepted for $300 only. Hope the limit will be more next time. Interest rate is average. Paid back the loan earlier than agreed. If required, the term can be also extended.
Ms. Valentina Howe II
It needed to fix my credit because I had no chances of getting approved for a agriculture loan. So I applied for a cash advance via Cathay Bank. Took out 3 small loans, one after another, and repaid them on time. My credit score improved! It worked! Very good service.
Elvie Gorczany DDS
Was invited to a birthday party but was empty at that time. A friend recommended me to use Cathay Bank. And I did. This was the best decision! Yes, the interest rate was high but I believe it’s because I had poor credit. In general, The process was simple.
Neva Olson PhD
Important
The previous three items describe a definite lender. But below you can find general details about payday loans.
Payday Loans in Cupertino, California
A payday loan is a short-term loan that can help you cover emergency cash needs until you get your next paycheck. Available amounts usually range from $100 to $1,000.
Payday loans may seem like an easy and speedy solution to a short-term problem in Cupertino, California. Loans from payday lenders can get you money same day. Your APR will depend on a few things.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Cathay Bank that offers payday loans in Cupertino, California
- 24/7 application. This means you can apply and get funds around the clock. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be processed much faster than in other financial institution. Funds are deposited to your account within several hours.
- High approval chances. 94% of borrowers are accepted.
- Any credit welcomed. Banks reject applicants with poor credit. But payday lenders are ready to help people with any credit score.
Information needed to complete a loan application
Then submit your online application to get an offer from one of financial institutions.
Why people take out payday loans?
Payday loans for bad credit
If you have a bad credit rating you may still apply a payday loan. Such loans are designed to help meet the needs of people with less than perfect credit scores. There are lenders who may be willing to offer you a payday loan even if you have a bad credit rating. You will need a regular income to apply for a bad credit payday loan.
To get approved for a cash advance, you have to comply with the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
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- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and find out the real cost of the payday loan immediately.
Other Payday Lenders in Cupertino, California
One Hour Car Title Loans Petaluma
106 Lynch Creek Way, Petaluma, CA 94954, USA
+1 (707) 559-8700
1hourcartitleloans.com
First Citizens Bank
350 S Beverly Dr Suite 150, Beverly Hills, CA 90212, USA
+1 (310) 552-1776
locations.firstcitizens.com
Gregory Overland - Ameriprise Financial Services, LLC
221 N Rios Ave, Solana Beach, CA 92075, USA
+1 (858) 794-0139
www.ameripriseadvisors.com
Frontwave Credit Union: Camp Pendleton-Mainside
MCX Complex, Oceanside, CA 92058, USA
+1 (800) 736-4500
www.frontwavecu.com
CDC Small Business Finance
80 S Lake Ave #830, Pasadena, CA 91101, USA
+1 (626) 529-0700
cdcloans.com