KeyPoint Credit Union Payday Loans Review - Cupertino, California

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4.3 12 reviews

10815 N Wolfe Rd #100, Cupertino, CA 95014, USA
+1 (888) 255-3637
www.kpcu.com
Friday
10AM–5PM
Saturday
10AM–2PM
Sunday
Closed
Monday
10AM–4PM
Tuesday
10AM–4PM
Wednesday
10AM–4PM
Thursday
10AM–4PM

Domain Info

Created Date

2001-08-06

Mailing Address

DomainsByProxy.com 2155 E Warner Rd

Tempe

Arizona

85284

United States

Company Name

Registration Private

Domains By Proxy, LLC

Contact Data

kpcu.com@domainsbyproxy.com

+1.4806242599

+1.4806242598

Testimonials

Feedback about KeyPoint Credit Union?

Here you grapple with the feedback of our clients.
Note

Pay Attention

Above-shown info provides the details about a certain lender. Below-shown info is devoted to common information about payday loans.

Payday Loans in Cupertino, California

A short-term loan is known as a payday loan. This is a kind of a financial product issued for 2,3 weeks. Available loan amounts vary from $100-$1,000.

Payday loans in Cupertino, California are taken out hassle-free. The interest rate is dependent on the customer's person-related information: if you cover obligations for more payday loans, the more reasobanle terms and rates payday lending companies guarantee.

APR

460%* (369% on the average in 2019)

Max Loan

$300

Min Term

Not Specified

Max Term

31 days

How will KeyPoint Credit Union help take out a loan in Cupertino, California?

  • 24/7 operation. Such Internet services allow you to get funds at any time. Money are taken out day and night. The payday loan will be sent to a account, so a personal visit to the office is not required.
  • No paperwork. The list of required papers is minimal. In most cases, an ID is needed. You do not need to provide a certificate of income.
  • Online application. The application is filled out and reviewed much faster than in banks. Money is deposited within 24 hours after receiving approval.
  • High approval rate. When it comes to small amounts, a positive answer comes up 98%.
  • Availability. Banks impose more stringent requirements on their customers. Age limits and bad credit will become barriers to issuing a loan. Lenders are more loyal to clients. The presence of minor delays and a low score does not guarantee rejection.
Fill out an application

What data to fill in in the application? - General Info

To leave an application, every borrower should fill out the following data:
Loan Amount, Loan Purpose, Email Address
First Name, Last Name, Date Of Birth, Primary Phone Number, Driver's License Number, Your SSN
Zip Code, Street Address
How often do you get paid?, Next Paydate, Type of Account, How do you get paid?
Your Income Source, Are you in the military?, Your Employer Name, Your Monthly Net Income, Your Employer Phone Number
If you have $10,000+ in unsecured debt and would like one of our partners to contact you?, What`s your approximate credit rating?
Select your Bank, Select your Bank’s State, ABA/Routing Number, Account Number

Then you have to press a Submit button and get a decision.

Reasons

Why people issue payday loans?

Utility Bills

Healthcare Bills

Traveling

Car Repair

Clothes

Bad Credit Approved

Payday loans for bad credit

One of the cause of denial for a loan is a bad credit history. This factor is considered by banks before issuing a loan. But banks almost 100% deny the application when lenders in Cupertino, ca will assess other aspects like financial capabilities and approve a payday loan. This is a way to improve your credit score.

The following general points will be estimated before applying for a loan:

  • be at least 18 years old;
  • be a U.S. citizen;
  • be employed and have a reliable source of income;
  • have a checking account;
  • have a valid email address and phone number.
~ Credit score ~

Rate Your Credit Score

Low
300 – 579 points
  • No way to issue a loan
  • No ability to rent a room
Average
670 – 739 points
  • 80% of loan approval
  • Apply for all loan types
Perfect
740 – 799 points
  • 95% of loan approval
  • Apply for all loans incl. mortgage
Rate your APR

APR Calculator

This calculator is meant for calculating the APR. This is a definite cost of the loan.

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