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What people think about Exchange Bank?
Was invited to a birthday party but was empty at that time. A friend recommended me to use Exchange Bank. And I did. This was the right decision! Yes, the interest rate was high but I suppose it’s because I had low credit. In general, The process was simple.
Sabina Price
A good website. These guys quickly processed my application. Had money in my account the next morning. If you need some extra funds urgently, this is the best lender, I’m telling you!
Rowland Walsh
I want to say Many Thanks to the team of Exchange Bank. They offer quick solution to any sudden money problems. Love them for their same day decision. Applied for a payday loan and got accepted although my credit was bad. I will surely use this company if I need money again.
Aiyana Hahn
Important
Now you can read general aspects of payday loans.
Payday Loans in Cotati, California
A payday loan is a short-term, small loan ($100 - $1,000) that you pay off once you receive your next paycheck, typically two to four weeks.
Payday loans in Cotati, California is are easy to access. The interest rate is individual for each person and depends on various things: age, income, loan amount needed, loan term, credit score, etc.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Exchange Bank that offers payday loans in Cotati, California
- Apply around the clock. You can use the online service 24/7. The necessary funds will be deposited to your bank account as soon as possible. You won't be asked to come to the lender’s store.
- Only a few documents are required. Such loans are very easy to access. You an ID and proof of income. Wages and tax statement are not required.
- Online process. You can complete the application from the comfort of your home. If approved, the money will be deposited to your bank account the same day or the next day.
- Loan rejection is almost excluded. 94% of applicants are accepted for a maximum loan amount.
- Bad credit is accepted. Not all people are able to get a bank loan due to bad credit. Previous delays in loan repayment won't prevent you from getting approved for a cash advance.
Information needed to complete a loan application
As soon as you fill out an application, submit it and get the lender’s decision.
Why people take out payday loans?
Payday loans for bad credit
Bad credit rating can typically be an obstacle to taking out a bank loan. A payday loan can save individuals who have bad credit scores or have no credit history. But we recommend you that as with any debt you should only think about applying for a cash advance if you are assured that you can make payments on scheduled.
To get approved for a loan, you need to meet the following eligibility criteria:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
This online calculator was created to quickly calculate the APR. It’s easy to learn the definite cost of the payday loan even before applying.
Other Payday Lenders in Cotati, California
SchoolsFirst Federal Credit Union - Cypress
6828 Katella Ave, Cypress, CA 90630, USA
+1 (800) 462-8328
www.schoolsfirstfcu.org
South Bay Jewelry & Loan
16701 Hawthorne Blvd, Lawndale, CA 90260, USA
+1 (310) 371-4571
www.southbaypawn.com
5 Star Car Title Loans
2216 E Colorado Blvd, Pasadena, CA 91107, USA
+1 (323) 508-2575
5starloans.com
Community West Bank
1501 State St, Santa Barbara, CA 93101, USA
+1 (805) 962-7420
www.communitywestbank.com
Sunwest Bank – Loan Office
1000 Lakes Dr Suite 450, West Covina, CA 91790, USA
+1 (626) 373-2250
www.sunwestbank.com
U.S. Bank Branch
8901 Santa Monica Blvd, West Hollywood, CA 90069, USA
+1 (310) 657-1677
locations.usbank.com