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What people think about Union Bank?
Recently I urgently needed cash to pay for a business trip. I filled out an application form via the website of Union Bank. I entered the basic personal detailed. No phone calls. The requested loan was approved within 15 minutes. The money was sent to my bank account within 3 hours. Awesome service!
Sunny Kovacek
Union Bank seems credible. At least they have no hidden fees. This was the only lender that accepted me for a payday loan.
Mozelle Hill
They approve applicants urgently and transfer money the next day. But be careful – they charge high fees for missed payments. You’d better be a responsible borrower! Do not repeat my inaccuracy!
Russell Rolfson
Thank you for the top-quality service. Your employess guided me throughout the application. It’s great that you only need an ID to get funds.
Lane Kuphal
I have already submitted an application to this lender 2 times and I was very happy with the rates. This is the only 24/7 service with affordable rates in my area.
Alessandro Lynch
I was embarrassed to borrow from my mom so I decided to apply for a small loan via Union Bank. Found them on the net and the user reviews were positive I have already applied 5 times and every time I was accepted same day. Very nice.
Alivia Hudson
Pay Attention
Below you can review general information about payday loans and their common characteristics.
Payday Loans in Coalinga, California
A payday loan is an unsecured loan — typically $100 to $1,000 — that's must be repaid + interest as soon as you get your next paycheck. Lending periods usually do not exceed 30 days.
Payday loans are the easiest loans to access in Coalinga, California. The entire process is effortless. They are appoved right away and come with individual APR. It will be influenced by the borrower’s personal information.
460%* (369% on the average in 2019)
$300
Not Specified
31 days
Advantages of Union Bank that offers payday loans in Coalinga, California
- 24/7 service. This means you can apply and get funds at any time. Funds are deposited into your bank account immediately, so you do not need to visit to the lender’s office.
- No paperwork. You will only be asked to have basic documents. In most cases, you will only need an ID. Paystubs are not required.
- Online application. Your request will be considered much faster than in other financial institution. Funds are transferred to your account within a few hours.
- High approval rates. 94% of borrowers are approved.
- Any credit welcomed. Banks reject applicants with poor credit. But payday companies are ready to help people with any credit score.
Information needed to complete a loan application
As soon as you fill out an application, submit it and recieve the offer.
Why people apply for payday loans?
Payday loans for bad credit
A low credit score doesn't have to stop you from applying for payday loans. They are one of the few unsecured loan products available to individuals with a bad credit rating. Payday loan approvals depend very much on specific factors. They will pay attention to your income and subtract all your expenses. Typically, your score won’t be ruined by a payday loan, as long as you repay it in full and in a timely manner.
To get approved for a payday loan, you must meet the following requirements:
- be 18 years old or older;
- be a U.S. citizen or permanent resident;
- be employed and have a steady income;
- have a valid checking account in your name;
- have an email address and phone number.
Rate Your Credit Score
- No ability to get a loan
- No ability to rent a room
- 80% of loan approval
- Apply for all loan types
- 95% of loan approval
- Apply for all loans including mortgage
APR Calculator
Use the below online calculator to quickly calculate the APR and learn the real cost of the cash advance loan immediately.
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